Once I tried to pay a designer I hired overseas. I attempted a bank transfer, but with various intermediary banks and a delivery time of 1-3 days, I gave up on the spot.
Finally, I said to him: how about you give me a wallet address, and I'll try using USDC on @0xPolygon.
The transaction fee is less than 0.001 POL, confirmation takes a few seconds, and the other party said "Received". The whole process is even smoother than sending a red envelope on my phone.
At that moment, I finally understood why billions of dollars in stablecoins have already piled up on Polygon, with a bunch of active

In the past, I implemented a DeFi strategy.
You need to open several websites and click confirm a dozen times.
It took almost twenty minutes to finish, and I was more tired than the computer.
You definitely understand that classic gameplay:
Deposit money into the protocol → Borrow it out → Buy coins → Deposit it back → Repeat several rounds for leveraged returns.
It sounds professional, and the operation is: keep clicking, keep signing, and keep switching pages.
After Ambire integrated with @Infinit_Labs, this has changed.
The current process has become:
I chose a strategy in Ambire.
Click "Co

I look at DeFi projects for just one thing:
Whether it can rise, I can't be bothered with the rest.
It wasn't until I was chatting with a friend who was in the cross-border business that he said the company wasn't lacking orders, but that money was always on the way: the goods had been shipped early, but the payment took days to come back, and the cash flow was completely stuck. At that moment, I realized that the real pain point was "money is too slow."
Later, I went to check PayFi and while browsing, I came across @humafinance.
One look at the team reveals that the technical side

When I used to trade contracts, my biggest feeling was:
Making money is hard, losing money is quick, and I often get so frustrated by slippage and fees that I want to smash my phone. A few days ago, I saw a message while browsing Twitter:
@OrderlyNetwork directly launched the Monad mainnet.
Briefly explain what these two are:
Monad: A high-speed chain that just launched its mainnet, focusing on one word - speed, with 10,000 TPS, designed specifically for DeFi applications.
@OrderlyNetwork: Many projects are too lazy to build their own trading systems for perpetual contracts and directly connec

Chatting with my fren at the coffee shop, he asked me:
"You have been posting @multibank_io every day recently, how obsessed are you?"
I said, it's not that mysterious, just treat it as setting a small goal for myself -
It's the last day for YAP.
For someone who writes things every day, it's not a loss.
But if it were only for the bonus, I wouldn't have written for so long.
What really keeps me writing are these few things:
I initially clicked in casually to take a look and found that:
① This platform is not a team that parachuted into the crypto space; it originates from tradi

In the past, when I selected projects, I only looked at one thing: whether they would rise.
Compliance, RWA, business, these all belong to "let's talk about it later" in my mind.
Later, a friend who worked with contracts told me:
"You play with those new platforms every day, but don't you check out @multibank_io, an established financial player? They have licenses, real assets, and even run their own PERP DEX and trading hub."
I went around and found that this thing is not quite the same:
On one side is the strict regulation of traditional finance + real RWA management,
On one hand, it

Recently, there hasn't been any significant direction in the market. I spent some time carefully reviewing the materials from @Backpack, simply treating it as a "research note that I can understand for myself" and also comparing it with the old ideas of traditional exchanges. In the past, when I used exchanges, I was completely using them in a "rough and ready" manner.
Spot trading on one side, contract trading on another side, and a wealth management area opened next to it,
Every time there is a new opportunity, the first thing to do is not to place an order, but to transfer funds between

I was woken up by my phone again. It wasn't my ex-girlfriend calling me to get back together, but rather some "smart trading bot" reminding me: Dude, get up and confirm quickly, or the order won't go through.
To be honest, this is the real situation of most so-called "AI assistants" now:
They say it's fully automated, but in the end, the crucial step still requires you to manually confirm, enter the password, and sign.
Many still have to entrust the keys to the platform, either trusting the team or trusting the risk control, which is not much different in essence from those "quanti

I asked a very basic question in the group: "Brothers, when you choose a platform now, do you really look at the license, or do you first look at how many activities there are?" There was silence in the group, and after two minutes, someone replied:
"The truth? Let's see what benefits there are first." This response is too real.
I have an old fan who loved to rush to those new platforms two years ago:
"Register and receive bonus, contract cashback, deposit as much as you send as much"
Wherever the traffic is high, that's where he goes. So what happened?
Account is banned, withdrawing f

In the past, when I saw the two characters "合规", my first reaction was to close the webpage.
It wasn't until a friend got stuck withdrawing money on a scam platform, with hundreds of thousands unable to be withdrawn, that I realized:
Whether it goes up or down is one thing, but whether the money can be retrieved is another.
At this point, looking back at @multibank_io feels a bit different.
Since 2005, with a trading volume of 4.5 trillion USD in foreign exchange, covering all five continents with 17 licenses.
Directly obtain dual regulation from UAE VARA + Australia AUSTRAC after entering

An old buddy once told me, "Isn't it way too easy to open an exchange these days? Anyone can call themselves a platform. Am I really giving my money to the market, or just to someone's conscience?" It wasn't until I saw Multibank Group get the UAE VARA license that my perspective changed a bit. You can think of it like this:
Other platforms are like street stalls—you never know if it's safe, it all depends on their integrity;
Platforms like @multibank_io that hold mainstream regulatory licenses are more like stores in a mall—they have to pass annual inspections, get their books checked, and ca

Huma @humafinance has already reached a scale of 8 billion, that's pretty impressive.
They're currently running a celebration event, and here's the gist:
Deposit PST, choose the classic mode, no need to lock up, and you can still earn 14%–20% returns.
I tested it myself:
If you only deposit PST without staking HUMA, the return is about 14%
If you deposit 2,200 PST and stake 6,000 HUMA, the return is around 18%
And these returns don't require any lock-up, with 9% paid in USDC and the rest in HUMA.
Even if you choose classic mode and lock for 6 months, the returns are about the same as with no l