Since 2000, U.S. banks have collapsed 565 times, averaging about 25 per year, though many years see none. The March 2023 failures of SVB and Signature Bank, two of the largest, were atypical, causing significant panic despite being below historical averages.

The years-long collaboration between Palantir and PwC has just upgraded, reflecting the new reality of enterprise AI competition.
Core Highlights
This is not a simple vendor relationship, but rather PwC's strategic bet on Palantir's entire AI stack and data platform. The NHS federated data platform project is the best proof—national healthcare systems in the UK are using Palantir's technology to process critical data. This means that in highly regulated and complex industries (healthcare/finance/energy/government), Palantir has established an unshakeable moat.
PwC acts as an "accelerator" to help large enterprises quickly deploy Palantir solutions. For Palantir, this directly reduces customer acquisition costs and expands enterprise penetration.
Competitive Landscape
Snowflake is working hard to integrate AI into its data cloud platform, location and Pala.

To find the next big investment opportunity like Amazon, focus on emerging macro trends such as green energy, autonomous vehicles, and healthcare tech. Early identification of these shifts can lead to substantial returns as they evolve.

Barrick has regained control of the Loulo-Gounkoto gold complex in Mali by paying $430 million to end a dispute with the military government. This settlement follows months of tension over halted gold exports and strict new mining regulations. Amid financial struggles and internal changes, the resolution is critical for Barrick's recovery strategy.

UiPath (PATH) has been moving sideways this year, with no significant performance for over six months. What is it waiting for?
The key point is here: the company's AI framework (Agentic Automation) is taking off. There are already 450 clients using AI workflows, and since launch, nearly a million tasks have been executed. The most intuitive aspect is that orders completed with AI are processed faster, and the contract amounts are larger.
Numbers speak: Q2 financial report revenue of 362 million USD, a year-on-year increase of 14%; annual recurring revenue (ARR) reached 1.72 billion, an increase of 11%. Customer stickiness is extremely strong, with a renewal rate of 108%. Cash reserves are 1.4 billion USD, zero debt, and a current ratio of 2.75, far exceeding the industry average.
Analysts' perspective: Q3 earnings per share expected to be 14 cents, up 27% year-on-year. The entire fiscal year is expected to grow by 23%, with an 11% increase next year. Revenue growth for Q3 is expected to be 11%, then slow down to 8-1.

Best Buy's Q3 results show a 49% YoY profit drop to $140M, but adjusted EPS of $1.40 beats estimates. Revenue and FY26 guidance were raised, indicating resilience amidst consumer spending challenges, despite a pre-market share dip.

The essay highlights the significant impact of AI on the pharmaceutical industry, showcasing partnerships between major companies and tech firms to revolutionize drug discovery, surgery, and clinical trials. It emphasizes the rapid growth of the AI-in-healthcare market and suggests investment opportunities through specific ETFs that capitalize on this transformative shift.

In the past couple of days, Firefly ( NASDAQ: FLY ) has gained popularity. On Thursday, it experienced a big pump of 17%, followed by a rise of 7% on Friday, and then surged a few more percentage points after hours — in just two trading days, it rebounded from the bottom to around $23.
To know, this stock was originally terrible: it has fallen 75% from its peak, and the current stock price is less than 51% of the IPO issuance price. A definite "bankrupt IPO" representative. So what made it suddenly rebound? The answer is the financial report - Firefly Q3 sales reached $30.8 million, a big pump of 98% quarter-over-quarter growth and a 38% year-over-year increase.
Even more impressive are the subsequent orders: NASA has added a fourth Blue Ghost lunar lander contract, worth $176.7 million, aiming to deliver to the lunar south pole in 2029. Coupled with the newly signed Japanese rocket launch agreement, the full-year sales guidance for 2025 has been raised to $150-158 million, far exceeding Wall Street's expectation of $135 million.

Workday's acquisition of Pipedream will close by Q4 2026, enhancing AI agents with 3,000+ pre-built connectors for seamless integration with enterprise systems. This integration allows AI to directly access data and automate workflows, transforming them from mere analysis tools to operational engines. The move emphasizes the importance of deep integration in the evolving AI landscape.

The electric vehicle market is booming, with global sales expected to surpass 20 million units. However, individual stocks like Tesla and BYD face significant challenges, making EV-focused ETFs a safer investment choice to capture growth without the inherent risks of specific companies.

What level is a deposit of 100,000? In the United States, 57% of people can't even gather 1,000 for emergency funds, so you've already surpassed most people. But don't celebrate too soon—many people who save up to this number end up ruining themselves.
The most heartbreaking one: high-interest savings account vs lying in a checking account. Big banks give you just a few tenths of a percent, while online banks still offer FDIC insurance and can give you over 4%. What's the difference with a hundred thousand? An extra $3,000 in interest for free each year.
But that's not enough. Just putting money in a savings account is always inefficient — historically, the stock market averages a 10% annual return. Similarly, with 100,000, after 30 years: a high-interest account gives you 330,000, while the stock market gives you 1.4 million. That's 4 times more. The key is that the stock market hasn't lost money in 20 years (based on rolling returns), and the long-term risks aren't as big as they seem.
Never do this: going all in on a single investment. Dreaming of getting rich overnight? The problem is that losing 50% means you need to gain 100% to break even. You spent several years saving up a hundred thousand, and...

Market capitalization is an important indicator for assessing a company's value, calculated by multiplying the number of outstanding shares by the current share price. Market capitalization can be divided into small cap, mid cap, large cap, and super cap, reflecting the stability and risk level of a company, which helps investors determine whether a stock is overvalued.