GreenCandleCollector

Year-end is approaching. Have you felt a noticeable inflationary pressure? From the rising prices of eggs and increased dining expenses to mortgage rates soaring from 1.31% during the pandemic to 2.2%, these changes are silently eroding our purchasing power. For a homeowner with a 10 million mortgage, just the interest difference amounts to an extra 89,000 per year. Therefore, investment and financial management are no longer luxury options but essential topics everyone should take seriously.
So the question is—if you've just saved your first 100,000, how should you make good use of this fund?
Top 3 Key Elements of Investing 100,000
Investing, in essence, is like running a business. The critical elements needed are just three: mindset, projects, and time. All three are indispensable, and they must be precisely matched to accelerate wealth growth.
Step One: Start by keeping accounts to build an investment mindset
Many people rush to find investment targets but overlook the most fundamental lesson—understanding their own cash flow.

Forex traders have all encountered this problem: looking at currency pairs like ETH/USD, EUR/GBP, they understand the basic meaning, but quickly identifying the symbol corresponding to each currency code can really require some reaction time. Especially when switching between multiple markets, does ￥ represent the Chinese Yuan or Japanese Yen? Where is $ used? These details directly impact your trading decisions.
Why do traders need to understand currency symbols?
In the international financial markets, currency symbols are a form of visual recognition language. They are not just decorations but are crucial for helping you instantly identify trading pairs.
Imagine you quickly scan real-time data of multiple currency pairs on a forex trading interface, needing to determine within seconds whether the Euro or the Chinese Yuan has risen. At this moment, the ability to quickly recognize € and ￥ becomes a competitive advantage. Misreading a symbol could result in missing a trading opportunity or making a wrong move.
Moreover, correctly using the Chinese Yuan symbol

Candlestick charts are essential tools that traders must master, effectively reflecting market sentiment. This article introduces the basic structure of K-lines, their application across different timeframes, and practical analysis rules, including how to interpret candlestick patterns, identify trends and reversal signals, and caution traders about false breakouts and volume confirmation. By analyzing candlesticks in depth, traders can better grasp market dynamics, thereby reducing risks and increasing success rates.

As the year comes to a close, the global financial markets are experiencing a wave of intense volatility. The offshore Renminbi (RMB) against the US dollar has become a focal point, reaching a high of 6.9960 during trading on Thursday (December 25), returning to the "6" level for the first time since September 2024. Meanwhile, gold and silver also performed remarkably, with gold soaring to $4,504 and silver surpassing the $73 mark, both hitting record highs.
Renminbi Appreciation Accelerates, Central Bank Sends Strong Signals
The robust performance of the RMB against the US dollar is driven by multiple factors. End-of-year currency conversion demand has become a significant catalyst, coupled with a lack of upward momentum in the external US dollar, jointly pushing the RMB's appreciation. The USD against onshore RMB (USD/CNY) also fell to 7.0051, hitting a new low since May 2023.
Market participants generally believe that this appreciation trend may continue in the short term, as the Renminbi

Opening: Why Should We Pay Attention to Inflation and Tightening?
In the past two years, rising prices have become a hot topic worldwide. Taiwan's central bank has raised interest rates five consecutive times, the Federal Reserve has aggressively increased rates by 425 basis points, and the European Central Bank has not been idle either. The driving force behind this is the persistently high inflation rate. Interestingly, not everyone suffers losses during inflation—some see their wealth shrink, while others achieve appreciation through asset allocation.
So, the key questions we need to understand are: How exactly does inflation occur? What impact does it have on the economy and investment markets? And when inflation recedes and enters an era of deflation, how will the situation change?
The Nature of Inflation: Excessive Money Supply or Shortage of Goods?
Inflation, simply put, is a period during which prices continuously rise, and consequently, the purchasing power of money decreases. The most commonly used indicator to measure this phenomenon is the CPI (Consumer Price Index).
The Fundamental Causes of Inflation

What are odd lots? Why should small investors understand them?
In recent years, odd lot trading has become a popular option for small investors in Taiwan, but many people still have a vague understanding of the basic concept of odd lots. Simply put, an odd lot refers to a stock position of fewer than 1,000 shares (one standard lot), with the minimum trading unit being 1 share. These scattered stocks usually originate from partially filled buy or sell orders or from dividend and stock allocation processes.
Unlike regular stock trading (which requires purchasing at least 1 standard lot = 1,000 shares), odd lot trading allows investors to enter the market with very low thresholds, starting with just NT$1,000. For investors with limited funds, this breaks down the traditional barriers to stock market entry. The Taiwan Stock Exchange officially opened intraday odd lot trading on October 26, 2020, expanding from previous after-hours trading to a full-day session, greatly increasing trading flexibility.
Overview of Odd Lot Trading Hours and Rules
Today, odd lot trading is divided into two main sessions, allowing investors

Why Do Traders Need to Master Currency Symbols?
When engaging in forex trading and international investments, quickly and accurately identifying various currency symbols is crucial. Currency symbols are universally recognized visual markers that help traders instantly determine which currency is involved and track price fluctuations. For example, seeing € immediately indicates a Euro-related currency pair (such as EUR/USD, EUR/JPY), while £ instantly brings to mind the British Pound and related trades.
Compared to the full spelling "40 US dollar," writing "$40" is more concise and efficient. This is why mastering the correct input method for currency symbols can significantly improve work efficiency.
Global Major Currency Symbols Comparison Table
The following table covers commonly used currency symbols in major trading regions:
| Region | Country | Currency Name | Code | Symbol |
|------|------|---

Silver (XAG/USD) has been fluctuating around $36.20 during the US trading session, with the price still operating within a parallel channel that has been guiding the trend since early April. Although metal prices hit multi-year highs in June and triggered a strong rebound, they have recently entered a sideways correction phase, reflecting a dual effect of decreased market participation and easing geopolitical tensions.
Parallel channel structure remains intact, with key support for the bulls
From the chart structure, silver shows a clear upward trajectory within the parallel channel, forming the typical features of higher highs and higher lows. Currently, the price is consolidating near the midline of the channel, facing resistance around $36.50–36.60, while $35.50 serves as an important support level.
It is worth noting that buying interest has repeatedly appeared around the $35.50 area, forming candlestick patterns with longer lower shadows,

The US stock market, as a global financial barometer, directly influences investors' asset allocation decisions. However, stock market fluctuations are normal—when US stocks plummet, investors often face a dilemma: should they buy the dip while prices are low or cut losses promptly to avoid risks? There is no standard answer to this question; the key lies in understanding the nature of market declines and finding a response that suits oneself.
The Real Reasons Behind the US Stock Market Crash
A sharp decline in US stocks is never an isolated event. Each downward wave is supported by underlying economic logic. To stay rational amid volatility, investors must first identify signals that can indicate risks.
Deterioration of economic fundamentals is the most common trigger. When GDP growth slows, unemployment rises, and corporate profits decline, the valuation foundation of stocks also weakens. A high Consumer Price Index (CPI) can increase borrowing costs and suppress corporate investment willingness; Manufacturing Purchasing Managers' Index (PMI)

Since the beginning of 2025, the precious metals market has sparked a rare surge. Silver prices soared to a historic high of $75.15 per ounce, with gold closely following and rising to $4,531 per ounce. But what is truly astonishing is that silver's increase far exceeded expectations—up 158% since the start of the year, far surpassing gold's 72% gain. Behind this gap lies an ongoing "physical squeeze."
Supply chain collapse, silver plunges into extreme scarcity
Why is silver's rally so fierce? The key lies in the crisis on the supply side. Investors are generally worried about potential tariff policies, leading to a large-scale transfer of silver inventories to the United States. This move directly impacts the spot reserves at exchanges worldwide, triggering strong short squeeze expectations and extreme speculative sentiment.
The situation in the London silver market is particularly severe. A large number of investors are abandoning paper contracts and rushing to buy physical silver, causing market liquidity to deteriorate rapidly. Measuring

A bear market refers to a condition where stock prices decline by more than 20%, usually accompanied by economic recession and rising unemployment. Investors should pay attention to risk management, select cyclical stocks, and consider short-selling strategies. Although a bear market presents significant challenges, it also offers a good opportunity to reallocate assets. Investors need to remain patient and disciplined to cope with market volatility.

In recent years, rising prices have become the norm. Taiwan's central bank has raised interest rates five times in a row, and major economies around the world are also on a rate-hiking spree. But did you know? During this inflation cycle, not everyone is losing money—some people are quietly getting rich.
What is inflation? Why is it worth paying attention to?
Simply put, inflation means money is losing its value. When there is too much currency circulating in an economy and the supply of goods is relatively limited, prices will continue to rise, and the purchasing power of your cash will steadily decline. The most commonly used indicator to measure this phenomenon is the Consumer Price Index (CPI).
There are many causes of inflation. Increased demand can drive up prices, and rising raw material costs (for example, the 2022 Russia-Ukraine conflict caused European energy prices to soar tenfold, with the Eurozone CPI reaching a record high of over 10%) can also push prices higher. Excessive money printing by the government can lead to hyperinflation—Taiwan's history in the 20th century

If you have just entered the trading market, you've probably heard of the term "Moving Average Line." The Simple Moving Average (SMA) is one of the most basic yet practical indicators in technical analysis. However, many people know it exists but don't know how to truly utilize it to guide trading decisions.
What exactly does the SMA do? To put it simply:
The principle of the Simple Moving Average line is quite straightforward: add up the closing prices of an asset over a certain period, then divide by the number of days to get an average value. Connecting these averages forms a line, allowing you to see the true trend of the price movement.
How is it calculated specifically? Let's take an example. Suppose we want to calculate the 15-day moving average of an asset, with the following closing prices for days 1-10: 30, 35, 38, 29, 31, 28, 33, 35, 34, 32.
The first data point

Want to start buying cryptocurrencies but don't know where to begin? Many people are interested in Bitcoin, but the complicated trading process often discourages them. This article will guide you through the core steps of purchasing cryptocurrencies, how to choose a trading platform, and the pros and cons of different trading methods.
Five Core Steps to Buying Cryptocurrency
Buying cryptocurrencies in Taiwan is not complicated; just follow these steps:
Step 1: Choose the Right Trading Platform
Different platforms have different features, depending on your investment strategy. Some focus on spot trading, while others mainly offer derivatives services. You need to select based on your needs.
Step 2: Complete Account Registration and Verification
New users need to open an account on the platform. Most platforms require identity verification (KYC) to comply with financial regulations.
Step 3: Deposit Funds into Your Account
Platforms support various deposit methods, including bank transfer

The Federal Reserve's interest rate hike cycle is coming to an end, and the market is sending positive signals, with global funds refocusing on the US stock market. As the world's financial center, the US stock market attracts the most investors, but with numerous US stock indices, new investors often don't know which to track. This article will provide a detailed introduction to the US stock index system, the differences among the four core indices, and the trading tools suitable for different investors.
Why should you pay attention to US stock indices?
US stock indices reflect the overall operation of the US capital market and represent the country's economic prosperity. Unlike single indices like the Nikkei or Hang Seng, the US, as the most mature global capital market, has developed multiple index systems, each representing different market sectors and industry directions.
Understanding the composition and characteristics of US stock indices can help investors quickly grasp US economic trends and make more accurate investment decisions. Especially for Taiwanese investors, the rise and fall of US stock indices directly influence the Taiwan stock market.

Why Setting MACD Parameters Is Crucial
As a commonly used tool in technical analysis, MACD consists of three main elements: the fast line, slow line, and histogram. However, many traders overlook a key detail—the MACD parameter settings directly determine the indicator's responsiveness and signal quality. While default parameters are general, they may not suit every trader's logic or market environment.
The core functions of this indicator include capturing trend momentum and identifying reversal points, but all of this depends on parameters matching your trading cycle.
How the Standard 12-26-9 Parameters Work
The default MACD parameters on most trading platforms are 12-26-9. This combination means:
- Fast line EMA (12): Reflects short-term market fluctuations over the past two weeks
- Slow line EMA (26): Represents long-term trend strength over nearly a month
- Signal line EMA (9): Filters out short-term noise

The essay compares JBT Marel (JBTM) and Enpro Inc. (NPO) in the Technology Services sector, highlighting JBTM as the more attractive investment due to its superior valuations, earnings growth potential, and stronger analyst ratings, making it a preferable choice for value-focused investors.

What is the Taiwan Weighted Index? Understand the essence of this key indicator
When we talk about the Taiwan stock market, we are actually referring to the Taiwan Stock Exchange Weighted Index, commonly known as the "Taiwan Market Index" or "Weighted Index." This index covers all common stocks listed on the Taiwan Stock Exchange and reflects the overall performance of the entire stock market and Taiwan's economic situation through a composite number. Investors can use it to gauge market trends.
So, why can a single index represent the entire stock market? The key lies in its calculation method. The market index uses a weighted average of the prices of all listed stocks. To illustrate with a simple example: a grade has two classes, Class 1 with 10 students and Class 2 with 20 students, with midterm exam scores of 80 and 90 on average, respectively. The grade's average score cannot be simply calculated as (80+90)÷2, because the student numbers must be considered proportionally. In reality, it is represented as Class 1 accounting for the entire year

The overall index reflects the performance of the Taiwanese stock market, but due to its market capitalization weighting design, influence is concentrated in large companies like TSMC, resulting in the performance of small and medium-sized enterprises and diverse industries being overlooked. Investors should not rely solely on the index for decision-making; they should consider industry data, individual stock fundamentals and technical analysis, and pay attention to market sentiment and macroeconomic impacts. Investment returns can be achieved through ETFs and derivatives, but it is necessary to assess risk tolerance and market dynamics.