# 2025 The traps for Americans to make money, will you follow?
According to a survey by Charles Schwab, Americans believe that a net worth of $2.3 million is considered wealthy. But with skyrocketing housing prices, high interest rates, and technology changing everything, how can one quickly accumulate wealth?
**Traditional trap: Buy a house + Pension + High-yield savings**
- 36% of Americans are still relying on buying houses to get rich; experts suggest not to treat a house as the entire asset and keep it within 25-30% of net worth.
- 401(k) and IRA remain mainstream, and experts unanimousl
View OriginalAccording to a survey by Charles Schwab, Americans believe that a net worth of $2.3 million is considered wealthy. But with skyrocketing housing prices, high interest rates, and technology changing everything, how can one quickly accumulate wealth?
**Traditional trap: Buy a house + Pension + High-yield savings**
- 36% of Americans are still relying on buying houses to get rich; experts suggest not to treat a house as the entire asset and keep it within 25-30% of net worth.
- 401(k) and IRA remain mainstream, and experts unanimousl

