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Ripple Meaning and Its True Value
Have you ever heard the word "Ripple"? Many people recognize it as a cryptocurrency, but its true essence carries a deeper meaning. Ripple (XRP) is an innovative virtual currency with the potential to fundamentally change the traditional concept of international remittance systems.
The world of overseas remittance, where waiting for days and high fees were the norm. XRP offers a solution to these conventions with processing times of just a few seconds and low fees of about 0.05 yen. With the resolution of the lawsuit with the SEC in August 2025, legal uncertainties were eliminated, and market perception shifted dramatically.
XRP's Technical Advantages: Why Financial Institutions Are Paying Attention
RippleNet

The Basics: What Is WACC?
Think of WACC (weighted average cost of capital) as the average "price tag" on borrowed money for a company. It's the blended rate that combines what a firm pays for equity financing and what it pays for debt, weighted by how much of each type the company actually

Why Every Investment Decision Hinges on WACC
When a company evaluates whether to launch a new project, pursue an acquisition, or restructure its debt, it needs a single metric to answer one fundamental question: what minimum return must this investment generate to justify the risk? That answer

Arthur Hayes transitioned from traditional finance to the cryptocurrency market, leveraging his expertise in derivatives to help shape the digital asset landscape. He introduced complex trading products, facilitating institutional investment and highlighting regulatory challenges. Hayes' insights are pivotal in navigating the evolving relationship between traditional finance and digital assets.

From 2024 to 2025, the cryptocurrency market has experienced unprecedented levels of complexity and diversity. The approval of Bitcoin spot ETFs, the rapid rise of AI-related tokens, the full-scale development of DeFi 2.0, and the emergence of meme coins one after another. Understanding these major market shifts highlights the importance of the Bitcoin dominance indicator.
Table of Contents
- [The Essence of Bitcoin Dominance](The Essence of Bitcoin Dominance)
- [Detecting Market Fluctuation Signs](Detecting Market Fluctuation Signs)
- [Chart Analysis Tips](Chart Analysis Tips)
- [Implications for Altcoin Investment](Implications for Altcoin Investment)
- [Practical Trading Strategies

In the financial world, there are always massive forces quietly shaping the market. The same is happening in the world of digital assets. Individuals, institutions, and exchanges holding enormous assets—these players are called "crypto whales," and a single move by them can change the overall market sentiment, liquidity, and even the direction of prices.
Defining a whale is not about reputation but about the size of holdings. When they move, the market feels the ripple; when they stay silent, the market holds its breath. Their influence carries a weight that no algorithm can ignore.
The substantial impact of crypto whales on the market
Imagine the liquidity of digital assets as a living creature. While traders and bots create small flows,

Coinbase faces criticism for discrepancies between its vision of an open, decentralized platform and its support for specific tokens, particularly with regards to Solana and Base. This inconsistency raises trust issues within the developer community and highlights the challenges of distinguishing genuine projects from speculative trends.

The Taiwan stock market fluctuates around 28,000 points. The AI concept remains hot, but market funds are quietly shifting—bank stocks and financial holding companies are becoming the focus of institutional reevaluation.
Imagine this comparison: a fixed deposit for one year yields only 2%, while financial stocks steadily offer a cash dividend yield of 5-7%, plus the potential for stock price rebound. The difference is more than double. What market logic does this reflect?
Why are financial stocks shifting from supporting roles to main characters?
Valuation discounts are emerging.
Tech stocks have seen a fierce rally, especially AI supply chain leaders, with P/E ratios soaring above 30, yet profit growth is slowing down. In comparison, large domestic bank stocks have P/E ratios mostly between 10-12, and major US financial giants are only around 15-20.
This is not just a numerical difference but a reflection of market pricing ability—against the backdrop of a gradually clear soft landing of the economy, funds naturally gravitate toward more reasonably valued assets.

Investment Must-Know: Breakdown of Taiwan Stock Trading Cost Structure
Many investors focus only on stock price fluctuations when buying stocks, but overlook the hidden costs involved in the trading process. In fact, the calculation of Taiwan stock transaction fees involves multiple layers of charges, including broker commissions and government taxes. According to regulations, Taiwanese investors are required to pay a 0.1425% transaction fee (commission) and a 0.30% securities transaction tax when buying or selling stocks, with the transaction tax only incurred upon selling.
Most Taiwanese brokers offer discount promotions, typically between 50% to 60% of the standard rate, meaning the actual fee paid is significantly lower than the standard rate.
How exactly are Taiwan stock buying and selling costs calculated?
Buying phase:
Transaction fee = Stock price per share × Number of shares × 0.1425% × Broker discount
Selling phase:
Transaction fee = Stock price per share × Number of shares × 0.1425% × Broker discount
Securities transaction tax

1. Rediscovering the Essence of the KD Stochastic Oscillator
The KD indicator, officially known as the "Stochastic Oscillator," was developed by American analyst George Lane in the 1950s. Its core purpose is to capture shifts in price momentum and turning points in market trends. The indicator's values range from 0 to 100, quantifying the current closing price's relative position within a specified period by recording the high and low price fluctuations over that timeframe.
The KD indicator consists of two lines: the K line (fast line) and the D line (slow line). The K line represents the relative strength or weakness of the current closing price within a specific cycle (usually the past 14 trading days). The D line is a moving average of the K line (typically a 3-period SMA), which reacts more slowly to price changes.
In practical trading, when the K line crosses above the D line, forming a golden cross, it is generally considered a buy signal; when the K line crosses below the D line, it is typically viewed as a sell signal.

The TWD to JPY exchange rate is currently 4.85, but did you know? The hidden costs of different currency exchange methods could make you spend an extra 2,000 yuan?
Exchanging for JPY seems simple, but each of the four methods—bank, airport, online, ATM—has different foreign currency handling fees and exchange rate spreads. We use real market rates to help you calculate clearly, so you won't get ripped off.
4 Types of Currency Exchange Cost Breakdown
First, the key point: if you have a budget of 50,000 to 200,000 NT dollars, the most cost-effective method is a mix of "online currency settlement + airport withdrawal" or "online currency exchange + foreign currency ATM."
| Exchange Method | Foreign Currency Handling Fee | Total Cost (50,000 NT) | Fastest Speed | Suitable Group |
|---------|----------|-----------------|--------|--------|
| Counter Cash | 1.5

The three core standards for choosing a market analysis software
Before starting to invest in stocks, many investors face the same question: with so many market analysis apps on the market, which one should I choose? To find a tool that truly suits you, these three points are the most critical—real-time data accuracy, user-friendly interface, and comprehensive features. Especially for investors who follow both US stocks and Taiwan stocks, a good market analysis software can save you a lot of time and reduce the risk of missing market opportunities.
US Stock Market Analysis Applications: Five Professional Tools
1. Interactive Brokers
Founded in 1977, Interactive Brokers is a top global online brokerage firm that offers trading in over 30 countries. Its professional trading software, Trader Workstation (TWS), is highly regarded in the industry and has been recognized for 18 consecutive years by Barron’s as a low-cost broker.

Global inflation continues to rise, the US dollar depreciates, and purchasing power diminishes—these have become realities. Investment and wealth management are no longer optional but essential. Especially for newcomers just entering the workforce, facing limited salaries and rising living costs, how to use small investments to achieve wealth growth has become a key concern.
Many people are asking: Can small investments really make money? Can I turn 1000 yuan into a fortune? How can I find safe and reliable investment channels? This article will provide detailed answers for investors with limited funds and share various feasible strategies for small-scale investing.
6 Investment Paths for Small Investors
Traditional bank fixed deposits are safe, but they are no longer an ideal choice—the ultra-low interest rates accelerate the depreciation of savings. With the development of financial technology, small investors now have more options. Even with only 1000 yuan, or even 100 yuan, you can immediately start an investment plan.
Investment Option 1: Foreign Currency Fixed Deposit (Low Risk)
In the past

Can foreign currency investments really make money? This is one of the most common questions asked by many beginners. The answer is yes, but the premise is that you need to understand market rules, choose the right investment methods, and manage risks. This article will delve into the underlying logic of foreign currency investments to help you find a money-making path that suits you.
The essence of foreign currency investment: exchange rate differences and interest rate differentials
Many people complicate foreign currency investments, but the core is quite simple—earning from exchange rate differences and interest rate differentials.
Exchange rate difference refers to the profit gained from changes in currency exchange rates. For example, if you buy USD at 33 TWD per dollar and later the USD appreciates, selling at 35 TWD per dollar, the difference is your profit.
Interest rate differential is the difference in benchmark interest rates between countries. For instance, currently, Taiwan's fixed deposit rate is about 2%, while the US has a 5% rate. This 3% gap is the additional income you can earn when holding USD.
But there's a trap here: you might earn interest but lose due to unfavorable exchange rate movements.

If you've invested in the financial world, you've probably heard the term "Ponzi scheme." This classic financial scam has been around for over a century since its inception, yet it continues to evolve in appearance, using new names to relentlessly prey on investors eager to get rich quickly. Why is the Ponzi scheme so persistent? Because it exploits the most irresistible weakness of human nature—greed.
Where did the Ponzi scheme originate?
To understand why this scam persists over time, we need to go back to its origins.
In 1903, an Italian named Charles Ponzi immigrated illegally to the United States. He worked as a painter, laborer, and various low-level jobs, and had served time in Canada for forgery and in the U.S. for human trafficking. But it was through these experiences that Ponzi discovered the most lucrative business—financial fraud.
In 1919, just after the end of World War I, the global economy was in chaos. Ponzi saw this as an opportunity to...

The trading market is constantly changing, and a misjudgment or improper operation can cause your funds to evaporate in an instant—this is the dreaded liquidation that all leveraged traders fear. It not only wipes out your principal but may also leave you in debt. How exactly does liquidation occur? Why is leverage trading particularly risky? And how can you use risk management tools to prevent it? This article provides an in-depth analysis to help you avoid this financial disaster.
Core Principles of Liquidation
What is liquidation?
Liquidation is a forced closing mechanism. When your trading position moves against you, and losses gradually accumulate, causing your account equity to fall below the minimum margin requirement set by the broker, the system will automatically close all your positions, leaving no chance to recover. Simply put, your principal is insufficient to support your current positions, and the broker forcibly closes them.
Why does liquidation happen?
There are mainly two core reasons:
1. The trading direction is opposite to the market, and losses deplete the margin to the point where it cannot be replenished
2.

Ethereum is currently facing a key resistance at $3100. Market sentiment is polarized, and technical signals are ambiguous. A breakout will depend on a significant increase in trading volume and a stable macro environment. Bulls should cautiously add positions, while bears should set stop-losses. The overall situation suggests the market may experience repeated fluctuations.

After the Bank of Japan raised interest rates, the Japanese yen faced depreciation pressure, and global bond markets experienced increased volatility. The Federal Reserve maintained interest rates, and the Consumer Confidence Index declined. U.S. stocks rose across the board, with notable highlights in the commodity markets. Cryptocurrencies demonstrated resilience, and the US Dollar Index remained strong. The United States emphasizes lunar exploration, and technology regulation has become stricter.