# The Social Security "Bonus" Myth — But There ARE Legal Ways to Boost Your Paycheck
Ever seen people talking about a $16,728 Social Security yearly bonus? Yeah, that's basically BS. The SSA doesn't hand out bonuses. But here's what's real: you can structurally game the system to pocket thousands more annually.
The math is simple — your benefit = average of your highest 35 earning years. Got a year with zero income? It tanks your average. **Quick fix**: keep working longer to replace those low-earning years. There's a wage cap though ($176,100 in 2025), so no point grinding above that for SS

Can Best Buy turn around with the Metaverse? Analysts think it can.
An interesting point: the retail giant Best Buy may be undervalued. Loop Capital analyst Chukumba recently released a report stating that BBY has a good position in NFTs, gaming, and virtual world social, directly raising the target price from that level to $150, a 52% increase.
The logic is as follows —
Once the demand for Metaverse devices rises, consumers will want to try hardware such as AR/VR glasses. Best Buy has physical stores and professional sales consultants, a competitive advantage that others lack. Apple and Nvidi

The Alphabet earnings report week is here, and Wall Street is watching closely.
As we all know, Google relies on advertising for revenue (search + YouTube), but there is a department that has always attracted attention called "Other Bets"—this is Alphabet's black technology incubator.
What’s inside? Nest smart home, Verily life sciences, Google Fiber broadband, and the autonomous driving unicorn Waymo. It is estimated that the revenue from Other Bets for the next quarter will be approximately $362 million, a year-on-year increase of 38.2% (up 53.3% to $302 million last quarter).
The key is

Wall Street had a rough day—literally nowhere to go. The Dow barely holding at +0.2%, S&P 500 down 0.2%, Nasdaq tanked 0.6%. It's giving "choppy" vibes.
Here's the drama: Nvidia (NVDA) bounced hard on yesterday's earnings hype, then got absolutely wrecked—down 2.5% to two-month lows. Typical tech volatility.
But plot twist—Fed President John Williams just said rates are "modestly restrictive" and hinted at more cuts coming. Market did the math: Dec rate cut odds jumped from 39% to 75% (according to CME FedWatch). Classic relief rally... that didn't quite happen lol.
Worth noting: Housing stock

The Great Wealth Transfer is reshaping women's finances. JP Morgan data reveals 63% of women 61+ already inherited assets, with Gen X (45%) and younger generations (39%) expecting their share of the $124 trillion wealth wave through 2048.
Here's what women actually do with inherited money:
- 45% invest it for growth
- 43% eliminate debt (smart move)
- 41% fund experiences/travel
- 33% support family networks
- 28% give to charity
The playbook? Split your windfall into two buckets: short-term cash for debts, emergency funds, and 9-18 month goals (car, vacation, home upgrades), and long-term fun

Novo Nordisk ( NVO ) fell 5.6% today, due to their star drug semaglutide failing in the Phase II trial for Alzheimer’s disease.
This drug is a bestseller for diabetes and weight loss, and the company wants to see if it can treat Alzheimer's disease. What was the result? There was an improvement in biomarkers, but it actually did not slow the progression of the disease—meaning the trial was a failure.
Interestingly, Novo Nordisk itself stated that the probability of success for this trial was originally very low, but investors were still spooked. Coupled with the increasingly fierce competi

Nvidia's Q3 earnings report was explosive, with the stock price rising 5.1% in pre-market, but what happened next?
Big reversal on Thursday. In the early session, the S&P 500 rose 1.4% and the Nasdaq rose 2.2%, looking like it was about to take off. By the afternoon, it plummeted directly - Nvidia ultimately fell 3.2%, the S&P 500 fell 1.6%, and the Nasdaq fell 2.2%.
Two major weapons: first, the market is beginning to doubt that the Federal Reserve will not cut interest rates in December, as the employment data released this morning shows some ambiguity in the labor market; second, the an