This article analyzes the TWD to NZD exchange rate, offering real-time data and insights on market volatility, technical indicators, and trading strategies for potential opportunities.

Retired hedge fund manager Stan Druckenmiller just made a bold move—his Duquesne Family Office doubled down on Coupang (NYSE: CPNG) and MercadoLibre (NASDAQ: MELI) last quarter, according to recent 13F filings. While his Amazon purchase grabbed headlines, these two lesser-known positions tell a

Bezos, Gates, and Buffett represent distinct philanthropic approaches: Bezos is a latecomer with focused initiatives, Gates leads with a systematic global foundation, while Buffett emphasizes diversified, high-output giving. All tackle major global issues, but their strategies differ significantly.

Thirteen U.S. states do not tax retirement income, allowing retirees to benefit from tax-free Social Security and pension withdrawals. While states like Florida and Texas have no income tax, federal taxes still apply. Planning your retirement location strategically can lead to significant tax savings.

Current situation: Panic index is off the charts.
BTC, ETH, and SOL have dropped quite sharply in the past few months, and the Fear & Greed index has returned to the "extreme fear" level — reminiscent of the COVID crash and the FTX bankruptcy. Just look at the candlestick chart to understand why so many people want to cut their losses.
But this thing has been seen in history.
To be honest, this kind of scenario repeats itself in the crypto world. Take a close look at the data:
- Since 2017, BTC has experienced more than 10 pullbacks of over 25%.
- Among them, 6 instances experienced a decline of over 50%, and 3 instances were close to 75%.
- Every time it ultimately reaches a new high.
What's more interesting is that extreme panic often signals a rebound in the months to come - we saw one in April this year. It looks like a crash now, but when placed in a cyclical chart, it's actually just a sharp but normal shakeout.
What will happen next?
The cryptocurrency cycle is usually

Fitness apps that pay users to walk, like Evidation and StepBet, offer rewards ranging from gift cards to cash for hitting daily steps, with earnings often capped monthly. While not a substantial income source, they encourage physical activity and can enhance motivation.

Let's be real — if you're reading this, your finances are probably a mess. Maybe you're wondering whether to hire a financial planner, or maybe you just want to understand how financial planning actually works before spending money on it.
Here's the truth: 330,300 financial advisors exist in the

HealthEquity has outperformed its industry, achieving a 9.5% return in six months. Their advancements in AI claims processing and HSA growth, along with solid Q2 margins, support strong future prospects, though risks from fraud remain.

The essay advocates for the CAPE ratio as a superior investment metric over traditional PE ratios by averaging inflation-adjusted earnings over a decade to smooth out volatility. It emphasizes using CAPE for long-term portfolio decisions and geographic comparisons.

What is the logic behind this wave of market movement?
The big show of chip stocks in 2025: Nvidia up 39%, Broadcom up 48%, sounds impressive, right? But AMD doubled directly - up 99%. Especially since October, the company's presence in the AI chip market has suddenly skyrocketed.
Data speaks: AMD's enterprise-level CPU customer base surged by 60%, and the number of new customers doubled. This is not hype; it is real Fortune 100 companies voting with their feet.
Data Center CPU: From Supporting Role to Leading Role
For a long time, AMD has been overshadowed by NVIDIA and Intel. But now the situation has reversed.
Key figures:
- AMD aims to capture 40% of the server CPU market share this year.
- Long-term goal: over 50% market share
-

Erebor Bank, co-founded by Palmer Luckey and notable VCs, aims to provide banking services for crypto, AI, and defense tech startups, following the gap left by SVB's collapse. With a focus on stablecoins and a digital-only platform, Erebor represents a shift towards institutional-grade financial infrastructure in the tech industry.

Fed主席鲍威尔在9月就给市场敲警钟了——股票估值太高。现在看来，他的担忧可能还没那么悲观。
数据说话：经济在走弱
美股标普500的估值虽然从22.5倍PE降到21.5倍，但还是远高于10年平均的18.7倍。这本身不算大事儿，但问题在于经济基本面在恶化。
特朗普的关税政策从4月开始执行以来：
- 物价在抬头：通胀从4月的2.3%飙到9月的3%，预计10-11月还在3%
- 就业在失速：月均新增岗位从1-4月的12.3万跌到5-9月的3.9万，创2010年来新低（疫情除外）
- 失业率走高：从4月的4.2%升到9月的4.4%，四年新高
消费者已经绝望了
11月密歇根大学消费者信心指

The discontinuation of the penny symbolizes broader inflation issues, which erode purchasing power and savings. To combat inflation, consider high-yield savings, stock investments, inflation-adjusted bonds, and increasing income. The key is ensuring wealth grows faster than prices.