#FedKeepsRatesUnchanged


The Federal Reserve (Fed) recently decided to keep interest rates unchanged at its January FOMC meeting, marking the first pause in 2026 after three consecutive 25-basis-point cuts in late 2025 (September, October, December). The federal funds target range remains 3.50%–3.75%, with the effective rate around 3.64% as of late January 2026. This decision aligns with market expectations but highlights the Fed’s ongoing caution amid
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