A recent interesting data point has been brought up for discussion—U.S. financial service fees decreased by 3.5% in the latest CPI report. Industry insiders believe that this may be driven by crypto-friendly policies.

What’s more noteworthy is that there has been a new development in the U.S. Congress regarding the crypto policy framework. A recently proposed new bill aims to establish a clearer market structure while emphasizing the protection of consumer rights. Many industry practitioners see this as a positive signal for industry development.

Why emphasize "clarity"? Because under a vague regulatory environment, companies find it difficult to make long-term plans. Once the regulatory framework becomes clear and explicit, financial institutions can participate with confidence, and costs will naturally decrease. This explains why some industry insiders are optimistic about this policy direction.