2026-01-13 10:26:38

Recently, a major exchange launched a stablecoin investment activity. The financial product for $U went live at 4 PM, with a single-user limit of 20,000. It sounds good, but the market reaction was a bit crazy—many users rushed to sell USD1 to exchange for $U, directly causing USD1's price to plummet, while $U's price surged.

Ironically, when the activity officially started at 4 PM, the displayed current yield rate on the investment page was only 0.05%. This left many people dumbfounded.

Thinking about it carefully, this logic doesn't quite add up. Why the rush to clear USD1? After all, an annualized yield of over 20% is already scarce, and the USD1 investment activity has about 10 days left until maturity. Holding on for a few more days could still earn more, and no matter how you look at it, that’s a good deal.

It seems FOMO has beaten rational calculation. When everyone is rushing in, it's easy to forget the basic comparison of yields. Sometimes, being steady is actually the most valuable thing in stablecoin investment.

USD10,02%

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ser_ngmi

· 01-16 08:12

0.05%? I just laughed. There's even no grocery shopping with that. It's the old trick again—FOMO rushes in and gets cut. That's why I always wait until the event starts to look. Anyway, missing out isn't a loss. Isn't earning profit from USD1 for 10 days pretty good? Why gamble on that 0.05% thing?

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SerumDegen

· 01-16 03:27

lmao the classic pump-and-dump masquerading as yield... watched the whole thing unfold in real-time, absolutely textbook cascade effect. 0.05% on drop day? that's not a rate, that's an insult wrapped in exchange branding.

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DataBartender

· 01-16 03:23

This wave really shows collective IQ dropping off the cliff. Why rush for 0.05%? Everyone's gone crazy. That's the power of FOMO, right? Selling all USD1 to buy the dip at 0.05%. I'm really laughing; I did the math backwards. The real winners are those who stay calm, but unfortunately, most are just retail investors with a leek mentality.

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Ramen_Until_Rich

· 01-14 09:06

This is a typical herd mentality—seeing others rush in and following along. By the time you wake up, you've already suffered a huge loss. It's just FOMO brain, 0.05% is not as good as putting it in the bank. The price difference between these two coins is so big, how happy the whales must be laughing. Still the same saying, those who can buy the dip are the calm ones, while the panicked ones get cut the worst. I just can't understand why you have to chase after a bad product. Isn't USD1 attractive enough? I've seen through it long ago; the exchange's tricks are just to harvest FOMO traders. Stability is the key; not all activities are worth participating in.

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DefiEngineerJack

· 01-13 10:55

lol classic FOMO destroying alpha opportunities... literally just math

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IntrovertMetaverse

· 01-13 10:53

0.05%？Laughing out loud, you dare call that a financial product? I'd rather put my money in Yu'e Bao. FOMO for a moment of excitement, then account cremation—it's a common story. This is the exchange's trick: creating a sense of urgency to attract attention. When you rush in, you'll find the returns are just so-so. Honestly, following others' moves without understanding usually results in no profit.

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LiquidationWatcher

· 01-13 10:39

0.05%? Isn't that just a common tactic to trap retail investors? I've seen through it long ago.

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RamenStacker

· 01-13 10:36

Typical chasing gains and panic selling, why rush? Is a 20% return not worth it? 0.05% laughable, isn't that just an IQ tax? FOMO really is a cancer; when everyone rushes in, you should do the opposite. Stability is key to making money; impatient people will never get the last slice of the cake. That's why I'm still earning interest at USD1, while you all are catching flying knives.

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