Ripple's recent valuation of 40 billion USD has not translated into a significant increase in XRP, with its trading price hovering around $2.06. The article explains that Ripple is a private payment company, while XRP is a publicly available cryptocurrency token; fundamentally, they are different assets. The long-term value of XRP depends on its necessity as a liquidity bridge on the XRP Ledger, rather than the success of Ripple itself. Although bulls believe institutional adoption will drive demand for XRP, bears argue that institutions do not need to hold XRP tokens to use the ledger.

XRP-1,43%
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