According to Rick Rieder, a prominent figure in policy discussions around Federal Reserve strategy, the central bank needs to pursue a more accommodative stance by bringing the benchmark interest rate down to the 3% level. This perspective reflects growing concerns about the current monetary policy framework and its implications for broader financial markets. Rate adjustment at this scale would represent a significant shift from current levels and would likely reshape liquidity conditions across asset classes. Such a move could influence capital flows into risk assets including cryptocurrencies, making this policy trajectory particularly relevant for digital asset traders and investors monitoring macroeconomic headwinds.