2026-01-05 13:24:11

From high-risk experiments to mainstream assets, the identity of cryptocurrencies is quietly transforming. Recently, U.S. banks managing assets worth $1.7 trillion made a significant decision—officially authorizing their wealth management advisors to recommend Bitcoin allocations, with a maximum single allocation ratio of no more than 4%.

This move reveals a deeper signal: institutional-level risk management frameworks have matured, and including crypto assets in diversified portfolios is no longer considered unconventional. From regulatory review to policy approval and specific asset allocation guidelines, each step marks steady market and regulatory environment maturation.

What does recognition from traditional financial institutions mean? It signifies that digital assets like Bitcoin are shifting from fringe speculative instruments to institutional allocation tools. As more leading financial institutions follow suit, this mainstream wave will further expand market participation in crypto assets.

BTC0,12%

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NullWhisperer

· 01-08 09:40

technically speaking, 4% cap sounds like they're just checking a box to say "we tried crypto" lol. interesting edge case tho—what happens when volatility spikes? audit findings suggest institutional risk models might be way too optimistic here. needs further review before we celebrate mainstream adoption, ngl.

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SignatureCollector

· 01-08 03:01

Haha, the big banks with 17 trillion are starting to recommend Bitcoin to their clients. It seems our early believers are about to be harvested... No, are we about to be "rebranded"? The 4% allocation cap is probably to prevent retail investors from being too aggressive.

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CryptoGoldmine

· 01-05 13:54

Institutions managing a total of $17 trillion finally open the window. A 4% allocation, though conservative, is enough to send a signal. From an ROI perspective, this mainstreaming process has just begun, and risk models validated by institutions will bring sustained incremental capital.

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DAOdreamer

· 01-05 13:49

It should have been like this a long time ago; traditional finance has finally awakened. 4% is still a bit conservative... but it's good that progress is being made. The wave of mainstream adoption is coming; those who accumulated early are laughing their heads off. Banks are starting to sell Bitcoin, and some still say it's a scam? The entry of big institutions has indeed changed the game.

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TheMemefather

· 01-05 13:49

4% Haha, really? This amount of bullets is definitely not enough.

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SandwichDetector

· 01-05 13:48

Wait, a 4% cap? Doesn't that mean institutions also have to be conservative and cautious, afraid of a crash?

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PumpBeforeRug

· 01-05 13:31

Wow, Bank of America has finally entered the scene? A 4% limit is a bit conservative, but this is just the beginning. More and more institutions will definitely follow suit later on.

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