## Q4 2025: XRP Faces Pressure, but Opportunities from Major Institutions Are Becoming Clear

XRP just experienced a challenging quarter with a sharp decline of 35.47% in Q4 2025, the worst drop since the Terra disaster in 2022. According to data from BitJie, this signals panic among many investors, but behind this gloomy picture, significant movements from institutional players are emerging.

### Institutional Capital Flows Into XRP

Despite the sharp price decline, Pumpius points out a contrary trend: increasing interest from institutional investment funds. The clearest evidence is that XRP ETF funds have attracted over $1 billion, indicating that major fund managers see this as an opportunity to accumulate at lower prices.

### Ripple Strengthens Strategy with Ripple Prime

Recently, Ripple completed the acquisition of Hidden Road and quickly launched Ripple Prime, a clear sign of its expansion and infrastructure development strategy. This move not only focuses on technology but also reflects Ripple’s determination to counter price volatility by emphasizing real product development.

### Valuation Position Remains Key

According to Pumpius, XRP’s future does not depend on short-term fluctuations but on its ability to rebuild its position and practical applications. As the cryptocurrency market gradually shifts towards institutional influence, projects with solid fundamentals like Ripple will have an advantage. The current accumulation of institutional capital could be a sign of preparation for a long-term growth phase.