Make Money with Your Phone in 2025: The Complete Guide to the Best Approved Apps

The Extra Income App Market Grew Exponentially

The traditional way of working is transforming. Digital platforms and approved apps for earning money have democratized access to income opportunities in 2025. No longer is it necessary to be tied to an office from 9 am to 6 pm. With just a smartphone and an internet connection, anyone can build an additional source of income — or even a full digital business.

Technology has eliminated geographical barriers and allowed professionals, creators, and investors to work where, when, and how they want. This guide provides a detailed mapping of the main categories of monetization apps, helping you identify which strategy best aligns with your profile and financial goals.

Content Creators: Video and Text Platforms

Short and Viral Videos: TikTok and Kwai

TikTok has established itself as a robust monetization ecosystem. Creators with more than 10,000 followers access the Creator Program, which distributes rewards proportional to the reach and engagement of videos. The platform also offers TikTok Shop, allowing additional revenue through sales commissions via affiliate links.

Kwai has emerged as a relevant alternative in the Brazilian market, especially in the North and Northeast regions. The app offers multiple monetization fronts: Creator Program with payment per views, paid promotional campaigns, daily bonuses, and paid challenges. Withdrawals are processed via Pix or digital wallets, usually within 7 business days.

YouTube: The Established Platform

YouTube remains a reference in longevity and multiple income sources. With over 2 billion active users, the platform offers monetization through the (AdSense) partnership program, Super Chat and Super Stickers during live streams, channel memberships, and affiliate marketing.

The minimum requirement is 1,000 subscribers and 4,000 hours of watch time in the last 12 months. Payments are processed via Google AdSense within up to 30 days after monthly closing.

Professional Writing: Medium Brazil

For those who prefer to monetize through writing, Medium Brazil functions as a publishing platform that pays authors based on reading time and subscriber engagement. Independent journalists, finance, technology, and entrepreneurship experts find here an opportunity to build authority while generating revenue. Payments are made monthly via Stripe or PayPal.

Affiliate Marketing: Commissions per Sale

Temu: Rewards Program

Temu offers an accessible affiliate model where users earn commissions by sharing links or personalized coupons on social media. Each purchase made through these links generates rewards in cash or bonuses within the platform. Temporary campaigns amplify earning potential with extra rewards for clicks and sign-ups. Withdrawals are via Pix, PayPal, or in-app credit.

Shopee Affiliate Program: Established Structure

Shopee’s affiliate program offers commissions of up to 28% per sale made through personalized links. Integration with Instagram, YouTube, TikTok, and Facebook facilitates the distribution of promotional content. Registration is free, and earnings are transferred via Pix within 3 to 5 business days. This structure is considered one of the most reliable in the market for beginners.

Online Investment Opportunities

CFD and Trading Platforms

For those seeking opportunities in variable income, approved apps for earning money through investments provide access to multiple assets. Mitrade, for example, allows trading gold, global indices (NASDAQ, NAS100), Bitcoin, Brent crude oil, and contracts for difference. The platform operates under regulation by international agencies such as ASIC, CIMA, and FSC.

Advanced charts and technical analysis tools suit both beginners and experienced traders. Minimum deposits start at USD 5, with withdrawals available on business days via multiple methods.

IC Markets positions itself as an alternative for operators seeking short-term strategies. The platform offers trading in currency pairs, cryptocurrencies, stocks, indices, and commodities with ultra-fast execution. Although offering high potential returns, it requires careful risk management due to inherent volatility.

Freelance Work: Professional Remote Services

Workana Brazil: Established Marketplace

Workana functions as one of the largest freelancer marketplaces in Latin America. Design, writing, digital marketing, translation, technology, and customer service professionals connect with companies hiring by project. The escrow system protects both parties. Payments are made via Payoneer, bank account, or PayPal.

99Freelas: 100% National Platform

99Freelas operates as an intermediary between Brazilian companies and autonomous professionals. With an interface entirely in Portuguese and local support, it offers various service categories. Price negotiations occur directly between professional and client. Payments are made via Pix after client approval.

Criteria for Choosing the Ideal App

Selecting among so many options requires a method. Five essential criteria guide the decision:

Alignment with Skills: Identify your competencies — video production, writing, financial analysis, or service provision. Apps suited to your talent significantly increase your chances of success.

Platform Reliability: Prioritize apps with a solid reputation, responsive support, and a history of punctual payments. Check verified user reviews.

Payment Structure: Each app operates with different methods — PayPal, bank transfer, digital wallet, or Pix. Understand the terms before starting.

Commission Rate: Platforms retain variable percentages of earnings. Compare rates and evaluate whether the return justifies the effort invested.

Community Feedback: Research documented experiences from active users to validate operational reliability and support quality.

Conclusion

The approved app market for earning money in 2025 offers diversified paths for monetizing time and skills. Whether creating viral content on TikTok, building authority as a writer on Medium, operating in affiliate marketing, or developing short-term projects on investment platforms — opportunities abound.

The key to success lies in strategic choices aligned with your profile, consistent execution, and monitoring results. Testing different platforms, measuring performance, and optimizing efforts allows turning free time into sustainable income. In 2025, building additional income via mobile is less about luck and more about methodical planning and applied creativity.