Gate Finance: The smart choice for steady growth of crypto assets by 2025

Gate Wealth Management, as a one-stop platform for crypto asset management, focuses on three core principles: security, flexibility, and high returns. It offers investors a diversified selection ranging from stablecoin savings to innovative high-yield strategies. Whether you are a conservative investor seeking steady growth or an aggressive player pursuing high returns, you can find products that match your risk appetite here to achieve the financial goal of “idle funds not idle, automatic income.”

On the official Gate Wealth Management page, a user who just completed their first GUSD purchase exclaimed while watching daily automatic earnings: “This is much more reassuring than just holding coins in a wallet.” Another experienced user skillfully diversifies assets into recurring savings, dual-currency investments, and on-chain earning, building their own “crypto yield farm.”

Markets will never only trend upward; volatility is both a risk and a fertile ground for gains. While others are anxious about ups and downs, rational investors have already used Gate Wealth Management to let their assets grow steadily “automatically” regardless of market conditions.

01 Product Matrix

In a market where digital asset fluctuations have become the norm, Gate Wealth Management has built a clear, broad-reaching product matrix to meet the needs of different investors.

YubiBao is the cornerstone product of Gate Wealth Management, combining the flexibility of both current and fixed-term deposits. It supports nearly a thousand cryptocurrencies, allowing users to deposit idle assets, which the platform automatically lends out to generate returns. Its fixed-term products offer various durations from 7 to 120 days, with some coins reaching an annualized yield (APY) of up to 391.72%.

More uniquely, its fixed-term products enable real-time fund redemption, greatly enhancing the flexibility of fund utilization.

Dollar-cost averaging (DCA) simplifies investing, helping users overcome timing difficulties. Users only need to set the amount and schedule for periodic investments, and the system will automatically execute buy orders.

This approach effectively spreads out costs and smooths the psychological impact of market fluctuations. Recently, Gate launched a 7-day DCA challenge, offering limited-time benefits such as full fee refunds and interest rate coupons for participants.

Dual-currency investment is a structured financial product based on options strategies, centered on “buy low” and “sell high.” Users set a target price and a deadline; upon maturity, they can buy their desired assets at a more favorable price or earn additional interest income based on market price comparison with the target.

Regardless of market rises or falls, users can receive preset interest, providing more certainty for asset appreciation.

02 Income Engines

Returns are the core attraction of wealth management. Gate Wealth Management combines multiple mechanisms to inject powerful “income engines” into different products.

Innovative Stablecoin Yield is a major highlight. Its GUSD is a digital dollar savings certificate pegged 1:1 to USD, offering safety and automatic interest accrual.

Users only need to hold GUSD in spot wallets or wealth accounts to earn about 4.4% annualized basic yield. More innovatively, when users stake GUSD in Gate’s Launchpool or other wealth projects, they can earn project yields and GUSD minting rewards simultaneously, achieving “double interest stacking.”

On-chain yield empowerment simplifies the complex DeFi world. Gate’s “On-Chain Earn” module directly integrates mainstream protocols like Aave, Compound, and others, as well as PoS networks such as Ethereum and Polkadot.

Users don’t need to research protocols, manage private keys, or delegate validation nodes; they can participate in staking, lending, and other on-chain activities with one click, earning annualized yields ranging from 3% to 15%, while avoiding the complexity and security risks of direct DeFi operations.

Activity bonuses and VIP privileges further amplify yield potential. Gate frequently launches limited-time events, such as “Crazy Wednesday,” offering short-term high-yield products like USDT 3-day fixed deposits with 16% annualized yield.

Exclusive USDT wealth products for new users can reach an annualized yield of up to 200%. For high-net-worth users, Gate offers a VIP tiered yield mechanism, where higher VIP levels enjoy higher annualized returns among similar fixed-term wealth products.

03 Market Trends

As of December 25, 2025, the crypto market shows signs of divergence, providing different backgrounds for wealth management strategies.

Bitcoin (BTC) has broken through strongly. According to Gate market data, BTC/USDT is currently trading at $87,718.4, with a 24-hour increase of 0.13%. Breaking this key level may signal further market sentiment warming.

Gate’s platform token GT also performs steadily, currently at $10.26, up 0.58% in 24 hours.

Meanwhile, some emerging assets show high volatility and potential. For example, Mavryk Network (MVRK), focused on tokenizing real-world assets (RWA), is trading at $0.0505. Despite a significant pullback from its yearly high, it has gained 3.65% over the past 7 days, indicating strong rebound momentum.

Assets like Metis (METIS) and Access Protocol (ACS) have experienced slight corrections, trading at $6.209 and $0.0002998 respectively. This market structure suggests that holding assets alone may face price fluctuation risks, making strategies that involve wealth management for stable income or participation in high-growth sectors particularly important.

04 Limited-Time Promotions

As the year-end approaches, Gate has launched a variety of limited-time activities, offering users additional rewards and incentives for participating in wealth management.

The current focus is the “Market Volatility Survival Guide” series, covering scenarios such as DCA, fixed-term wealth, airdrops, and contract trading.

On CandyDrop’s airdrop platform, users completing contract trading tasks can share a prize pool of 100,000 USDT.

For contract traders, the “Fearless Bull and Bear, Dual-Mode Incentive Trading Challenge” offers dual guarantees: the top prize for profit leaderboard is up to 100,000 USDT, and a loss subsidy mechanism provides tiered refunds based on trading volume and net losses, with a maximum subsidy of 3,000 USDT, offering some buffer for trading.

The “Thanksgiving Feedback Season” adds fun, where users participate in daily challenges and light the gratitude tree for prize draws, including iPhone 17, MacBook Air, and USDT.

These activities not only boost returns but also enrich user engagement and experience within the Gate ecosystem.

05 Asset Allocation Strategies

Given the diversity of products, investors should tailor personalized asset allocation strategies based on their risk preferences, capital situation, and investment goals.

For conservative investors prioritizing principal safety and stable cash flow, core holdings should mainly include USDT, GUSD, and other stablecoins.

They can choose to hold GUSD for interest (about 4.4% APY) or invest in USDT fixed-term wealth products like 7-day deposits with approximately 12.46% APY. These assets have minimal volatility and daily automatic interest distribution, serving as “cash management tools” in the digital asset space.

For balanced investors seeking a mix of yield and growth potential, a “core + satellite” strategy is recommended.

Allocate 60%-70% of funds into fixed-term wealth products or dual-currency investments involving mainstream assets like BTC and ETH (e.g., BTC 7-day fixed deposit with 10.31% APY), and the remaining 30%-40% into new fixed-term products on Gate Simple Earn such as ZETA, CORE, or a small portion into high-growth narrative assets like MVRK to capture sector rotation opportunities.

For high-risk, high-return investors, focus on high-yield innovative strategies.

For example, participate in Gate’s recommended quantitative funds (historical top 30% with an annualized return of 35.4%), or engage in Layer 2 liquidity mining and emerging DeFi protocols through on-chain earning. Actively utilize high-yield limited-time activities like “Crazy Wednesday” and new user exclusive offers for short-term arbitrage to maximize capital efficiency.