#数字资产市场洞察 I have been strategically accumulating since Bitcoin reached 120,000, consistently investing 2,000 yuan each month. I diversified across the three mainstream assets: $BTC, $ETH, and $BNB . After half a year of persistence, the price has now dropped to 85,000, which naturally causes some fluctuations in my mood. Honestly, in this market condition, many people are struggling with one question—Is this the bottom at this level? Is it still necessary to continue with fixed investments?



That’s a good question. I think the key lies in how you view the concept of "bottom." It’s indeed uncomfortable when the market drops from its high point, but remember, the logic of dollar-cost averaging isn’t about precisely catching the bottom. Over your six-month investment cycle, experiencing the decline from the high to now, your average cost has actually been lowered quite a bit. From this perspective, now is actually a testing period for your investment strategy—it's a test of your confidence in long-term planning.

Looking at it from another angle: if the crypto market still has growth potential in the future, accumulating more at lower levels during this phase of decreasing costs might be an even better entry point. Of course, this assumes that your 2,000 yuan monthly investment doesn’t affect your daily life and that this money is truly spare funds.
BTC-1.48%
ETH-2.28%
BNB-1.89%
View Original
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
  • Reward
  • 5
  • Repost
  • Share
Comment
0/400
ZKProofEnthusiastvip
· 12-20 13:04
Dollar-cost averaging works like this: only by enduring the mental breakdown period can you make money. Now that prices are falling, it's actually an opportunity.
View OriginalReply0
MemeEchoervip
· 12-20 12:05
Dollar-cost averaging is really a double-edged sword; when prices drop, it destroys your confidence, and when prices rise, you regret not investing more earlier.
View OriginalReply0
OPsychologyvip
· 12-18 23:50
Oh no, it's the same old problem. Honestly, dollar-cost averaging really tests your mindset; when prices drop, that's actually when you should buy more. --- Spending 120,000 now must be uncomfortable, but the average cost thing really works—over time, it levels out. --- Bottom? Who the heck can predict that precisely? Anyway, I’m still investing, and idle money should be used like this. --- 2000 yuan a month, as long as it doesn't affect your meals, everything else is just white noise. --- Exactly, the core of dollar-cost averaging isn't about catching the bottom; it's about companionship. Just keep believing and continue. --- The biggest fear isn't the drop, but giving up halfway. Just think of it that way.
View OriginalReply0
ThesisInvestorvip
· 12-18 23:40
Dollar-cost averaging means not paying attention to these; trying to catch the bottom is a losing game. Keep going.
View OriginalReply0
GateUser-0717ab66vip
· 12-18 23:39
Dollar-cost averaging works like this: the more it drops, the more you should buy. Sticking to it firmly is the right way. Basically, it's a test of your mindset. 85,000 is so much cheaper than 120,000. Isn't this an opportunity? Keep accumulating, don't overthink it. Those who invest during a bear market are the real winners. If you have spare cash, keep investing. In the long run, you won't lose. For those still struggling to find the bottom, you'll regret it once the rebound happens. Paying 2000 dollars a month is not much; just keep at it. Future you will thank present you. This drop was fierce. The deeper it goes, the more daring you should be to buy.
View OriginalReply0
  • Pin
Trade Crypto Anywhere Anytime
qrCode
Scan to download Gate App
Community
  • 简体中文
  • English
  • Tiếng Việt
  • 繁體中文
  • Español
  • Русский
  • Français (Afrique)
  • Português (Portugal)
  • Bahasa Indonesia
  • 日本語
  • بالعربية
  • Українська
  • Português (Brasil)