Itaú recommends allocating 1% to 3% of the portfolio in Bitcoin

Source: PortaldoBitcoin Original Title: Itaú says how much Bitcoin an investor should hold in their portfolio Original Link: Itaú, Brazil’s largest private bank, advocates that investors must have some portion of Bitcoin in their portfolios regardless.

In a recent report, Renato Eid, Partner at Itaú Asset and Head of Beta Strategies and Responsible Investment at Itaú, highlighted the importance of crypto in a good portfolio.

According to him, in times marked by volatility, macroeconomic shocks, and global uncertainties, the search for assets that offer diversification and protection becomes more important. “And it is precisely in this context that Bitcoin plays a relevant role: an asset distinct from fixed income, traditional stocks, or domestic markets, with its own dynamics, potential for returns, and currency hedging function,” he states.

For Eid, investing in consistent diversification and adopting a calibrated allocation in assets like Bitcoin seems like a robust strategy. “The idea is not to make cryptocurrencies the core of the portfolio, but rather to integrate them as a complementary component — with an appropriate weight for the risk profile,” the expert assesses.

Up to 3% allocation in Bitcoin

In light of this, he points to a strategy capable of capturing uncorrelated returns with domestic cycles, partially protecting against currency devaluation, and adding long-term appreciation potential. In this plan, Eid emphasizes that allocating around 1% to 3% of the portfolio in Bitcoin will result in this necessary diversification for a good portfolio.

In the report, the specialist recommends investing via ETFs, but exposure to Bitcoin can also be achieved in different ways, such as direct purchase of the asset on cryptocurrency exchanges.

For Eid, adding Bitcoin to the portfolio “represents a dual opportunity: international diversification + currency protection/global store of value”.

But he warns: “At the same time, it requires moderation and discipline: define a strategic slice (for example, 1%–3% of the total portfolio), maintain a long-term horizon, and resist the temptation to react to short-term noise.”

“In a world where economic cycles are shortening, external shocks increase, and traditional correlations between assets can break down, Bitcoin — although volatile — can provide an asset class with a distinct behavior. This hybrid nature — part high risk, part ‘global store of value’ — makes the asset an interesting portfolio complement for those seeking resilience and international opportunity,” concludes the Itaú expert.