Young rich people have turned their attention to crypto

Source: BTCHaber Original Title: Young Rich Turn Their Focus to Crypto Original Link: A new study conducted with 500 investors aged 18-40 in the US reveals that crypto assets are no longer “alternative” for high-income young investors, but have become a core portfolio component.

The study, conducted in the third quarter of 2025 in collaboration between blockchain company ZeroHash and research firm Centiment, showed that 61% of participants hold cryptocurrencies and that demand for this asset class will rise even further in the next 12 months.

Crypto’s Position in Portfolios is Solidifying

The results show that crypto assets now compete in the same league as traditional classes such as real estate and stocks among young and wealthy US investors. 71% of investors who hold crypto said they allocate 5-20% of their portfolios to digital assets. 44% of the high-net-worth young group surveyed said they hold crypto. This rate is on par with real estate investors and notably higher than private equity/hedge funds as well as art and collectibles.

Another striking finding from the report is the strong demand even among investors who do not currently hold crypto. The vast majority of participants without a financial advisor said they would consider opening an account or seriously consider doing so if crypto services were offered.

Heavy Cost of Advisors’ Lack of Crypto Knowledge

One of the most remarkable findings is that 76% of investors manage their crypto assets independently, without financial advisors. Only 24% hold crypto assets through their advisors. However, according to the report, this “advisor access gap” leads to serious consequences: 35% of participants have already moved their money elsewhere because their advisors do not offer crypto. This rate rises to 51% among high-net-worth investors.

The scale of asset outflows is also alarming: 34% of investors who moved their money shifted $250,000 to $500,000, and 21.8% moved between $500,000 and $1 million. 64% of surveyed investors said they would have stayed longer or moved more assets if their advisors had offered crypto.

On the other hand, the report notes that the entry of institutional giants into the crypto space has increased investor confidence.

Bitcoin Isn’t Enough, Search for a More Diversified Portfolio

The report shows that investors are not satisfied with a menu limited to just Bitcoin and Ethereum. 92% of participants said access to a broader range of digital assets is important. One in five investors already focuses on alternative assets like Solana (SOL), Dogecoin (DOGE), and USD Coin (USDC), but high-net-worth investors are seeking even more diversified portfolios: 49% of HNW investors have portfolios weighted toward Bitcoin, compared to 64% among the general group.

Expectations regarding security and transparency are also clear: 63% of investors said crypto should be treated the same as traditional assets, and 50% want insured custody services. For risk management, about 70% of investors are concerned about money laundering and cybersecurity, while independent audits (56%), transparent reporting (54%), and regulated custodians (54%) are listed as the most important assurances.

$124 Trillion Wealth Transfer

The study reminds that over the coming decades, a massive $124 trillion in wealth held by the Silent Generation and Boomers will be passed on to Generation X, Y, and Z investors. According to the report, crypto will be at the heart of wealth creation during this transfer.

Disclaimer: This article does not contain investment advice or recommendations. Every investment and trading action involves risk, and readers should do their own research before making decisions.