💸 What is the lifetime savings ceiling for an average person?

Here’s a joke to start: Fraud is a technical skill 😂
The hard reality: Most people will save 300,000-500,000 yuan 💰 in their lifetime, with a maximum of about 3 million 🏦. No investments, no loans, stable income, and frugal living—that’s how it’s accumulated.
📉 The “beating inflation,” “getting rich while lying down” stories online? Almost all are fantasies. Money comes from steady progress and gradual accumulation, not luck.

💡 Anti-inflation strategies:

Regular investment in gold ✨ → stable, resists inflation
Regular investment in Bitcoin ₿ → scarce, a store of wealth in the digital age

💪 It’s recommended to allocate 10-30% of your idle funds, balancing stability and protection—neither taking risks nor losing value.

Savings are limited, but slow accumulation + smart allocation = true freedom 🛡️