Recently, I came across an interesting topic—how much Bitcoin does an average person need to save to retire comfortably?

This is actually something many crypto veterans have thought about. On October 14, American entrepreneur and investor Mark Moss discussed this issue in an interview with Natalie Brunel. His perspective is quite different from traditional financial planning; his main point is that retirement shouldn't be viewed as a game of "selling off assets for cash to spend."

Moss mentioned that many people's retirement plan is to save up a certain amount of money and then gradually sell it off for cash to live on. But he feels this logic doesn't quite apply to Bitcoin—after all, Bitcoin is expected to appreciate in the long term, so selling it means giving up future upside as well.

So the key issue may not be "how many coins you need," but rather how to use those coins to generate sustainable income. Of course, how much you need to accumulate depends on your living expenses and risk tolerance. But this perspective does offer a new angle: maybe retirement isn't the end point, but a new stage of asset allocation.