The irony is real.

You walk into a bank needing cash. They hit you with a $2,000 loan stretched over 84 months. Oh, and the interest? A casual 28%. Because apparently, helping you out comes at a premium.

Now flip the script. You deposit your hard-earned money with them. Suddenly, they're generous with... what, 0.5% annual interest? Maybe 1% if you're lucky?

Same institution. Two very different energy levels.

It's almost like the system's designed to extract value from you while giving back crumbs. Wild how that works.