Money-market funds just crossed the $8 trillion threshold—a pretty wild milestone when you think about it. Even as the Fed keeps trimming rates, investors are still piling in. Why? The yields remain solid and predictable, which is rare these days.

What's interesting here is the staying power. Rate cuts usually push people toward riskier assets, but money-market funds are holding strong. Feels like a signal that uncertainty is still the dominant mood in traditional finance. Safe-haven plays are getting more crowded, not less.

For those watching liquidity flows, this matters. When this much capital sits in low-risk instruments, it tells you something about risk appetite across markets—crypto included.