This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
What Salary Actually Makes You Upper Class in 2025?
Pew Research说上流社会的入场券是年收入$169,800+(三口之家标准)。单一收入者需要赚够这个数,两个人分工的话各$84,900就行。
但这里有个坑:光看工资数字是不够的。真正的上流社会财富来源多元化——股息、投资、资产,而不是靠死工资。
地理位置也很关键。同样$60k在怀俄明州Green River(平均上流薪资$71.5k)能活得贼舒服,但在旧金山($68.6k)可能捉襟见肘。ZipRecruiter数据显示美国上流薪资中位数$59.7k,但买房、教育、医疗成本全都是变量。
核心逻辑:薪资只是表面,真正决定你是否"上流"的是消费能力、资产积累和现金流多元性。有人年薪$200k但债务缠身;有人$80k加上家族资产和投资回报才是真上流。
扎心真相:单纯工资再高也只是打工人,财富自由得靠被动收入。