Europe's banking sector might be sleepwalking into a trap. The Netherlands' chief financial watchdog just dropped a warning that deserves attention: as lenders race to integrate AI systems, they're unknowingly amplifying their vulnerability to foreign tech monopolies.

Think about it. Every AI model deployed, every algorithm adopted—most trace back to a handful of Silicon Valley players or Asian tech conglomerates. That's not just vendor lock-in; it's systemic exposure at scale.

The regulator isn't mincing words either. He's pushing for immediate action, not the usual "we'll form a committee" nonsense. The clock's ticking as traditional finance digs itself deeper into dependencies that could reshape power dynamics across the entire sector.

Makes you wonder if decentralized infrastructure might've been onto something all along.