AI has made scams more cunning. Voice cloning, deepfakes, website impersonation... Scammers can now create 99% real phishing websites and can also poison AI search engines to make you find fake bank customer service numbers.

The most common scams: strangers impersonating family members urgently asking for money, celebrity video endorsements for investment, and banks asking you to transfer money or authorize remote control in their name. There's also a trick called "credential harvesting"—fraudulent websites trick you into entering your password and then call you in the name of the bank asking for a one-time password, directly obtaining your information.

How to protect yourself? Remember these points:

✓ Be wary of urgent, threatening, or confidential requests - real banks never operate this way.
✓ Suspicious calls should be hung up directly, do not click on links, proactively contact the official for verification.
✓ Do not trust the customer service numbers from AI search results, check the official website or the back of the card.
✓ Use a password manager, enable multi-factor authentication, and update the system regularly
✓ Enable account alerts and credit monitoring, take action immediately if there are anomalies.

In a nutshell: If the request seems outrageous, it must be a scam.