Young rich people have turned their course to crypto.

Source: BTCHaber Original Title: Young millionaires have turned their route to crypto Original Link: https://www.btchaber.com/genc-zenginler-rotasini-kriptoya-cevirdi/ A new study conducted with 500 investors aged 18-40 in the US revealed that crypto assets have ceased to be an “alternative” for high-income young investors and have become a fundamental component of their portfolios.

A study conducted in the third quarter of 2025 in collaboration with the blockchain company ZeroHash and the research firm Centiment showed that 61% of participants hold cryptocurrency and that demand for this asset class is expected to increase further in the next 12 months.

The place of cryptocurrency in portfolios is solidifying

Research results indicate that crypto assets compete in the same league as traditional asset classes like real estate and stocks among young and wealthy U.S. investors. 71% of investors holding crypto reported allocating 5 to 20% of their portfolios to digital assets. 44% of the high-net-worth young participants in the study stated they hold crypto. This percentage is on par with real estate investors, while significantly higher compared to private equity/hedge funds, as well as art and collectibles.

Another notable finding in the report is that even investors who currently do not hold cryptocurrencies are showing strong demand. The vast majority of participants in the study who do not have a financial advisor stated that they would consider opening an account or seriously thinking about it if cryptocurrency services were offered.

The Heavy Cost of Consultants' Crypto Ignorance

One of the most striking findings of the research is that 76% of investors manage their crypto assets independently, that is, without financial advisors. Only 24% hold their crypto assets through advisors. However, according to the report, the so-called “advisor access gap” has serious consequences: 35% of participants have already shifted their money elsewhere because their advisors do not offer crypto. This rate has risen to 51% among high-net-worth investors.

The size of asset outflows is also daunting: 34% of investors carrying their money have shifted between $250,000 and $500,000, while 21.8% have moved between $500,000 and $1 million. 64% of the investors participating in the research stated that they would stay longer or carry more assets if their advisors offered crypto.

On the other hand, according to the report, BlackRock, Fidelity, Morgan Stanley, and giants like Robinhood have increased investor confidence with their entry into the crypto space.

Bitcoin is not enough, seeking a more diversified portfolio

The report showed that investors are not satisfied with a menu consisting only of Bitcoin and Ethereum. 92% of participants stated that having access to a broader range of digital assets is important. One in five investors is already focusing on alternative assets such as Solana (SOL), Dogecoin (DOGE), and USD Coin (USDC), but high-net-worth investors are seeking even more diversified portfolios: the percentage of HNW investors with Bitcoin-heavy portfolios is 49%, while this rate is 64% among the general public.

Expectations regarding security and transparency are also clear: 63% of investors stated that cryptocurrency should be treated on par with traditional assets, while 50% expressed a desire for insured custody services. In terms of risk management, about 70% of investors have concerns about money laundering and cybersecurity, while independent audits ranked as the most important assurance at 56%, transparent reporting at 54%, and regulated custodians at 54%.

124 trillion dollar wealth transfer

The research reminded us that in the coming decades, the 124 trillion dollars of massive wealth held by the Silent Generation and Boomers will be passed on to Generation X, Y, and Z investors. According to the report, crypto will find its place at the center of wealth creation in this wealth transfer.