Did you receive a call from the police at 2 AM? Don't fall into the trap.

At 2 in the morning, your phone rings: “This is the Pudong police, we detected digital asset transactions in your name, we need cooperation in an investigation.”

Calm down. It's not the end of the world.

I have been in crypto for 8 years and have seen hundreds of these cases. The reality: most are routine checks. The real danger is that you get scared and say something that complicates everything.

Here are 3 sentences that work:

Phrase 1: “I am a small personal operator”

Don't say “Did I do something wrong?” That just sinks you. Respond clearly:

“I have exclusively made small-scale personal exchanges through regulated platforms. My funds come from salary and legal investments. I have never touched money from unknown sources.”

Why it works: The police are looking for dirty money, not regular investors. If you make clear the triad (personal behavior + legal channels + clean funds), they close the case quickly.

Phrase 2: “I fully cooperate”

If they say “there may be suspicious funds”, DO not get upset. Say:

“I fully cooperate. I have transaction captures, on-chain hashes, and bank records. I will provide everything according to the legal process.”

Golden advice: Always keep this:

• Trade captures ( time, amount, counterparty )
• Transfer hashes
• Bank movements

This documentation is worth 10 times more than being silent.

Phrase 3: “I have nothing to hide”

Many people think: “Frozen account = I'm screwed”. Wrong.

The reality of hundreds of cases:

• Real problem (scammed funds): Serious handling
• Normal trading with minor doubts: Temporary blocking of a card, then it is unlocked.

Golden Rule: Cooperate = never leave a trace. Refuse = escalate the problem.

2 extra tricks (that veterans keep)

1. Before each trade: Verify the identity of the other party, record where your money is coming from, use wallets where you control the private keys.

2. If someone asks for a transfer: It's a scam. The police NEVER ask you to transfer to a “safe account”. Hang up.

Summary: The risk of crypto was never a normal verification. It has always been operating without rules. Follow them and sleep easy.