Dan Romero Clarifies MPP Protocol Misunderstandings, Emphasizes Multi-Chain and Multi-Payment Method Compatibility

CoinNetwork · 2026-03-20T19:55:19+00:00

Dan Romero clarified common misconceptions about Multi-Party Payment (MPP) protocols on X platform, noting that MPP's design goals are simplicity and scalability, supporting multiple payment methods including cryptocurrencies and fiat currencies. MPP fees are non-fixed with strong openness, allowing rapid integration with different platforms, supporting both request-based and session-based payments to improve payment efficiency, and does not rely on specific wallets or blockchains.

CoinNetwork

2026-03-20 19:55:19

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Crypto World News reports that Dan Romero posted on X to clarify common misconceptions about the Multi-Party Payment Protocol (MPP), emphasizing that MPP is designed to be simple, scalable, and cross-chain compatible, eliminating reliance on a single platform or payment method. Key points include: 1. No limit to Tempo: MPP supports any payment method, including cryptocurrencies and fiat currencies, extended to Bitcoin Lightning Network, with a draft for Solana expansion. 2. Fees are not fixed at 1.5%: MPP itself has no inherent fees; different payment methods may charge varying fees, similar to existing payment systems. 3. Openness: From Day 1, MPP supports four payment methods: Tempo (stablecoins), Stripe (multi-payment options), Visa (credit cards), and Lightspark (Bitcoin Lightning Network). Anyone can quickly expand, and it has been submitted to the IETF as a web standard. 4. Not solely session-based: MPP supports both request-to-pay and payment channels, the latter suitable for multiple small, continuous payments, reducing API round-trips and increasing speed. 5. Not limited to Tempo/Stripe: MPP’s simple, extensible structure does not depend on specific smart wallets, stablecoins, or blockchains, enabling secure HTTP communication and separation of payment channels, making rapid integration of Visa and Lightspark possible.

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