Ping An Bank: Achieving a net profit of 426.33 billion yuan by 2025

LightningPacketLoss · 2026-03-20T16:46:32+00:00

Ping An Bank released its 2025 annual report on March 20, showing operating revenue of 1,314.42 billion yuan, net profit of 426.33 billion yuan. Total assets amounted to 58,957.77 billion yuan, with loan growth of 0.5%, and the non-performing loan ratio decreased to 1.05%. The core capital adequacy ratio remained healthy, and the bank's risk mitigation capacity was stable.

LightningPacketLoss

2026-03-20 16:46:32

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On March 20, Ping An Bank released its 2025 annual report. The report shows that in 2025, the group achieved operating revenue of 131.442 billion yuan and a net profit of 42.633 billion yuan.

By the end of 2025, the group’s total assets reached 5.925777 trillion yuan, an increase of 2.7% from the end of the previous year; the total amount of loans and advances issued was 3.39084 trillion yuan, up 0.5% from the previous year. Total liabilities amounted to 5.374593 trillion yuan, an increase of 1.9%; the balance of deposits absorbed was 3.582755 trillion yuan, up 1.4%.

At the end of 2025, the non-performing loan ratio was 1.05%, down 0.01 percentage points from the previous year; the deviation rates for loans overdue by more than 60 days and more than 90 days were 0.67 and 0.56, respectively; the provision coverage ratio was 220.88%, maintaining strong risk mitigation capacity.

By the end of 2025, the group’s core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and capital adequacy ratio were 9.36%, 11.49%, and 13.77%, respectively, each increasing by 0.24, 0.80, and 0.66 percentage points from the end of the previous year.

(Ping An Bank)

(Edited by: Qian Xiaorui)

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