CITIC Bank's Earnings Rose Nearly 3% Year-over-Year, Non-Performing Loan Ratio Declined Slightly

SighingCashier · 2026-03-20T16:01:48+00:00

CITIC Bank announced 2025 shareholders' profit of RMB 70.618 billion, an increase of 2.98%, with earnings per share of RMB 1.2 and dividend per share of RMB 0.193. Operating income reached RMB 212.636 billion, down 0.28%. The non-performing loan ratio was 1.15%, down, while both core and capital adequacy ratios declined.

SighingCashier

2026-03-20 16:01:48

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China CITIC Bank (00998) announced that its net profit attributable to shareholders for 2025 is 70.618 billion yuan (RMB), an increase of 2.98% year-on-year. Earnings per share are 1.2 yuan, with a final dividend of 0.193 yuan.

During the period, operating income was 212.636 billion yuan, a decrease of 0.28% year-on-year; net interest income was 144.469 billion yuan, down 1.51%; non-interest net income was 68.167 billion yuan, up 2.44%.

As of the end of 2025, the non-performing loan ratio was 1.15%, down 0.01 percentage points from the end of the previous year; the core Tier 1 capital adequacy ratio was 9.48%, down 0.24 percentage points; the Tier 1 capital adequacy ratio was 10.9%, down 0.36 percentage points; the capital adequacy ratio was 12.8%, down 0.56 percentage points.

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