Best Mutual Funds 2026: U.S. Diversified Stock Funds

2026-03-20 13:04:56

If you’re evaluating mutual funds for your investment portfolio or retirement account, this list highlights the best U.S. diversified stock funds to consider now, based on each fund outperforming the S&P 500 over the past one-, three-, five- and 10-year periods.

What is a U.S. diversified stock fund? A diversified stock fund is a type of mutual fund that invests in many types of stocks, primarily traded in the U.S. Their holdings can span many market sectors and industries and can include stocks with various market capitalizations, ranging from small-cap stocks to large-caps.

Their investing style also vary from growth to value, with some blending the two strategies. The broad diversification of a diversified fund is meant to prevent events in a single industry or sector from affecting the entire portfolio.

Shaded cells in the table below indicate the five best-of-the-best funds based on 10-year performance. Of 1,246 U.S. diversified stock funds at least 10 years old, just 36 of them, or 3%, won awards. That’s down from 5% last year.

For more details, read about how the best mutual funds deliver benchmark-beating returns, and see the full 2026 list of IBD’s Best Mutual Funds in every category, including bond funds, diversified stock funds, blend and index funds.

All returns are as of Dec. 31, 2025.

Best U.S. Diversified Stock Funds

Fund
Symbol
1-year total return
3-year total return
5-year total return
10-year total return
Morningstar category
Annual report net expense ratio
—
Benchmark: S&P 500 TR USD

17.88%
23.01%
14.42%
14.82%


Fidelity Series Growth Company
FCGSX
25.80
36.34
16.36
21.66
US Fund Large Growth
0.00
Fidelity Growth Company Fund
FDGRX
24.34
35.93
15.33
20.67
US Fund Large Growth
0.69
Fidelity Series Blue Chip Growth
FSBDX
20.30
38.29
15.29
20.40
US Fund Large Growth
0.00
Alger Focus Equity I
ALGRX
39.97
45.23
18.62
20.17
US Fund Large Growth
0.95
Fidelity Blue Chip Growth
FBGRX
19.91
37.62
14.50
19.53
US Fund Large Growth
0.61
Fidelity OTC
FOCPX
22.30
32.92
14.79
18.87
US Fund Large Growth
0.73
Federated Hermes MDT Large Cap Growth IS
QILGX
18.45
31.11
17.22
18.57
US Fund Large Growth
0.74
Permanent Portfolio Aggressive Growth I
PAGRX
36.92
40.02
20.43
18.31
US Fund Large Blend
1.21
Alger Capital Appreciation Ptfl I-2
ALVOX
32.87
41.23
16.33
18.17
US Fund Large Growth
0.93
Alger Capital Appreciation Instl I
ALARX
31.99
41.30
16.01
17.83
US Fund Large Growth
1.25
Alger Capital Appreciation A
ACAAX
31.13
41.08
15.84
17.76
US Fund Large Growth
1.28
Needham Aggressive Growth Retail
NEAGX
26.51
25.79
14.69
17.07
US Fund Small Growth
1.65
JPMorgan U.S. GARP Equity I
JPGSX
20.56
31.42
16.57
16.93
US Fund Large Growth
0.65
Saratoga Large Capitalization Growth I
SLCGX
22.69
33.87
17.73
16.92
US Fund Large Growth
1.83
Fidelity Contrafund
FCNTX
21.75
32.13
15.53
16.84
US Fund Large Growth
0.63
Fidelity Series Opportunistic Insights
FVWSX
23.55
30.92
15.78
16.76
US Fund Large Growth
0.00
Carillon ClariVest Capital Apprec A
HRCPX
22.99
32.42
16.59
16.60
US Fund Large Growth
1.10
BlackRock Advantage Large Cap Gr Inv A
BMCAX
21.37
30.73
14.48
16.55
US Fund Large Growth
1.00
Virtus Silvant Large-Cap Growth Stk A
STCIX
18.86
32.82
15.40
16.29
US Fund Large Growth
1.25
Federated Hermes MDT All Cap Core IS
QIACX
20.24
24.86
17.04
16.25
US Fund Large Blend
0.74
Fidelity Series All-Sector Equity
FSAEX
19.75
25.63
15.41
15.77
US Fund Large Blend
0.00
Fidelity Advisor New Insights I
FINSX
22.98
31.35
15.47
15.75
US Fund Large Growth
0.65
Fidelity Series Large Cap Stock
FGLGX
28.44
26.86
19.08
15.71
US Fund Large Blend
0.00
Columbia Disciplined Growth A
RDLAX
18.40
28.78
14.89
15.70
US Fund Large Growth
1.15
Fidelity Mega Cap Stock
FGRTX
26.86
26.44
18.36
15.63
US Fund Large Blend
0.58
Schwab Large-Cap Growth
SWLSX
19.69
28.90
15.11
15.59
US Fund Large Growth
1.00
Victory Pioneer A
PIODX
23.20
24.80
14.88
15.57
US Fund Large Blend
0.92
Meehan Focus
MEFOX
21.08
27.41
17.32
15.56
US Fund Large Blend
1.05
Cantor Fitzgerald Large Cap Fcs Cl A
FICGX
20.45
24.27
14.95
15.45
US Fund Large Growth
1.18
Gotham Index Plus Institutional
GINDX
22.30
24.91
17.99
15.39
US Fund Large Blend
1.28
Fidelity Advisor Capital Development O
FDETX
27.44
26.18
18.32
15.35
US Fund Large Blend
0.53
Midas Special Opportunities
MISEX
29.87
29.70
18.25
15.32
US Fund Large Blend
3.77
Fidelity Large Cap Stock
FLCSX
27.57
25.78
18.18
15.27
US Fund Large Blend
0.75
Fidelity
FFIDX
20.03
25.95
14.55
15.14
US Fund Large Growth
0.42
Putnam U.S. Research A
PNRAX
18.03
24.28
14.54
15.05
US Fund Large Blend
0.98
Fidelity New Millennium
FMILX
18.69
24.22
18.51
14.88
US Fund Large Blend
0.76

Sources: IBD, Morningstar Direct

Fund is closed to new investors

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