Insurance Funds Reduce Positions Amid New Solvency Regulations - Verification: Phase III Solvency II Accounting Policy Has Not Yet Been Implemented

CryptocurrencySniper · 2026-03-20T12:21:34+00:00

Recent market decline rumors are unrelated to position reductions by mid-sized and small insurance companies. CailiannShe confirmed that the position reduction behavior is unrelated to new policies, and the equity investment proportion of mid-sized and small insurance companies is relatively small, with controllable impact. Additionally, insurance funds are currently net buyers, and substantial new capital supply is expected in the future.

CryptocurrencySniper

2026-03-20 12:21:34

Abstract generation in progress

Recent rumors suggest that the market decline is due to small and medium insurance companies reducing their holdings because of the new solvency regulation. In response, a reporter from Cailian Press verified with multiple sources and found that this claim is not credible. There are three reasons:

The new accounting standards-based “Solvency II Phase 3” policy is still in the testing stage and has not been implemented. Industry insiders point out, “We are still in the regulatory counter-cyclical implementation phase. Small and medium insurance companies do face solvency pressure and have reduced holdings, but this occurs every quarter and is not due to the new regulation. Additionally, the proportion of equity investments by small and medium insurance companies is small, so the impact is controllable.”
If insurance funds were selling off, the main indicator would be a significant adjustment in dividend sectors, but this is not the case.
Based on institutional behavior, insurance funds are currently net buyers. Data shows that by 2025, the insurance industry’s investment assets will increase by 5 trillion yuan. Since 2026, under the background of “deposit relocation,” the overall incremental premium scale has been large, providing sufficient new capital supply.

(Source: Cailian Press)

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

1 Likes