Teucrium CEO Sal Gilbertie predicts that if Ripple obtains a banking license, its holdings of approximately 40 billion XRP could rank among the world's largest banks. He points out that calculated at approximately $3 per XRP, these reserves would significantly boost Ripple's valuation. Meanwhile, Ripple is undergoing final review for a national trust bank license from the U.S. Office of the Comptroller of the Currency (OCC). Additionally, the integration of cryptocurrency and traditional finance continues to deepen, as evidenced by Mastercard's inclusion of Ripple in its cryptocurrency partnership program.