The upcoming significant events that could most impact the crypto market are as follows:
1. Federal Reserve Interest Rate Decision (January 27–28): Keeping interest rates steady in the 3.50%–3.75% range could provide stability in risk assets.
2. SEC ETF Deadline (March 27): The final decision on 91 crypto ETF applications could trigger institutional capital inflows into the market.
3. Crypto ETPs in ISAs in the UK (April 6): Tax advantages may increase individual investor interest in the UK.
4. Crypto Regulation in Russia (July 1): Regulated trading could boost crypto trading volume in RUB.
5. Quantum Encryption Threat (March 2028): Long-term security concerns could change blockchain design priorities.

Detailed Analysis
1. Federal Reserve Interest Rate Decision
Overview: The Fed will meet on January 27–28, with an 82.8% probability of keeping interest rates steady in the 3.50%–3.75% range. The market’s main focus is on inflation guidance and balance sheet adjustments.
What It Means: If the Fed signals a delay in rate cuts, volatility in the crypto market could increase. This may lead to a strengthening dollar and pressure on Bitcoin.
2. SEC Crypto ETF Deadline
Overview: The SEC must decide on 91 crypto ETF applications by March 27, including altcoin funds. According to Galaxy Digital, only 12 altcoins meet the fast approval criteria.
What It Means: Approvals could trigger billions of dollars in institutional capital inflows into ETF products, especially for SOL, XRP, and DOGE.
3. Crypto ETPs in Tax-Advantaged Accounts in the UK
Overview: Starting April 6, UK investors will be able to hold crypto ETNs in tax-advantaged accounts like ISAs and SIPPs. However, individual investor access will initially be limited.
What It Means: Tax benefits may gradually increase individual participation in crypto in the UK. However, regulatory hurdles could slow adoption.
4. Crypto Regulation in Russia
Overview: Regulated crypto trading will commence in Russia from July 1. An annual purchase limit of $3,600 will be introduced for individual investors, with no limit for qualified investors.
What It Means: This regulation could legitimize crypto transactions in RUB. However, government control may limit the advantages of decentralization. (Yahoo Finance@E0
5. Quantum Computers’ Threat to Crypto
Overview: By March 2028, quantum processors could break elliptic-curve encryption and jeopardize Bitcoin wallets.
What It Means: In the long term, projects will need to adopt quantum-resistant algorithms. Currently, this threat is not urgent.
Conclusion
The Fed meeting on January 27 carries short-term volatility risk. Bitcoin in the $90,000–$95,000 range may be sensitive to signals of tightening monetary policy. After the meeting, monitoring BTC’s correlation with the DXY dollar index can provide market direction clues.