The two biggest concerns when doing crypto wealth management are complicated operations and high entry barriers. Many people look at various DeFi products with envy but are discouraged by the cumbersome processes, leaving the tokens in their wallets idle.

The List protocol has come up with a new approach on BNB Chain. The overall logic is quite straightforward: connect staking, lending, and wealth management into one seamless process, allowing beginners to get started quickly.

The process is as follows. First, stake BNB with one click and directly convert it into slisBNB, which is pegged 1:1. This process has no lock-up period; assets can flow freely, offering maximum flexibility. Use the slisBNB as collateral to borrow USD1, with interest rates starting as low as 1%. No need for complicated identity verification, and funds arrive within seconds—this speed is a game-changer compared to traditional finance.

What can you do with the borrowed USD1? Simply deposit it into the stablecoin pool, which can yield annual returns of 7%-12%. Roughly calculating, the difference between borrowing costs and wealth management returns results in pure profit over a year. The key is that this entire process is fully automated, so you don’t need to monitor operations daily.

There’s also a hidden benefit—while holding slisBNB, you can participate in various airdrop activities within the ecosystem. Single airdrops have historically yielded hundreds of dollars. This is like earning additional ecosystem dividends while managing your wealth.

Compared to other financial products on the market, the advantage of the List solution is its truly low threshold. You don’t need to study the deep rules of DeFi, nor do you need multiple accounts to switch back and forth. Just one wallet and a few steps are enough to enter the BNBFi ecosystem’s profit cycle. Especially for users who hold BNB but don’t know how to increase its value, this is the most direct path.