2026-01-13 12:22:32

Understanding Arc: A New Layer-1 Blockchain for Stablecoin Finance

A major stablecoin issuer is making a significant move into blockchain infrastructure by developing its own Layer-1 network specifically architected for stablecoin-based finance. This purpose-built blockchain introduces several compelling features designed to reshape how institutions interact with digital currencies.

The network enables users to pay transaction fees directly in USDC, eliminating the need for separate gas tokens. With sub-second settlement finality, the protocol ensures rapid transaction confirmation—a critical requirement for institutional finance. Additionally, it incorporates opt-in privacy mechanisms tailored to meet enterprise-grade compliance and confidentiality needs.

This development represents a strategic shift in how stablecoin infrastructure is evolving. Rather than relying on existing Layer-1 or Layer-2 solutions, building a dedicated blockchain allows for optimization across payment rails, settlement speed, and privacy standards—all calibrated specifically for institutional adoption. The move underscores the growing role of stablecoins in the broader Web3 ecosystem and signals accelerating infrastructure maturation.

ARC19,51%

USDC-0,03%

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defi_detective

· 3h ago

USDC direct payment of gas fees? This is the real upgrade in experience. Finally, someone understands the pain points of institutions.

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AirdropNinja

· 16h ago

Pay gas directly with USDC? Now that's playing it smart, no need to worry about the hassle of swapping currencies back and forth. Settling directly with stablecoins is really satisfying; institutions will definitely adopt this approach. If this thing really gets running, traditional finance might need to rethink its position. Privacy + compliance + speed, Arc's combination punch definitely has some substance. Another major player building their own chain, VC们 probably can't sit still anymore. Sub-second finality? Sounds impressive, but it depends on how it performs in reality. The stablecoin ecosystem is becoming more and more complete, feeling like we're one step closer to large-scale adoption. This logic is clear—why not just use existing solutions? Their own chain is still the most obedient. Changing the payment model, could it impact other public chains? It's an interesting thought.

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MaticHoleFiller

· 16h ago

Stablecoin dedicated chain? Now the institutional players finally have a home... --- Paying gas fees with USDC should have been done this way long ago --- Another chain tailored for big players, retail investors, just watch the show --- Sub-second settlement... sounds good, but can it withstand real trading volume? --- Can privacy + compliance truly coexist? I still have some doubts about this logic --- Stablecoin infrastructure is becoming more competitive, but is this really what Web3 needs... --- Dedicated chains indeed save effort, but I'm worried it might become just another centralized thing

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PuzzledScholar