PWN stands out as an Ethereum-based lending protocol that flips the script on how DeFi lending works. What makes it tick? Each loan operates independently, giving borrowers and lenders unprecedented room to customize terms. No one-size-fits-all constraints here. At the same time, PWN taps into shared liquidity pools, so you're not locked into isolated silos. This hybrid approach balances flexibility with efficiency—users get tailor-made loan structures without sacrificing access to deeper liquidity.