Healthcare reform just got interesting. The push is now toward letting capital flow directly to individuals rather than funneling it through traditional intermediaries like insurance corporations. Cut out the middlemen, maximize individual agency—sound familiar? This approach mirrors the core ethos of decentralized systems: removing unnecessary gatekeepers and letting value reach people more efficiently. While the traditional finance world relies on opaque bureaucracies, the conversation around direct-to-consumer capital allocation is gaining momentum. Whether it's healthcare dollars or other assets, the underlying principle resonates—why should intermediaries capture the spread when technology and policy can enable peer-to-peer value transfer? It's a macro trend worth watching as the boundaries between traditional finance reform and crypto's efficiency arguments continue to blur.