Online earning trends in 2025: 5 money-making apps on smartphones trusted in Vietnam

After significant changes in global business practices, the online earning trend has become an indispensable part of modern life. With a smartphone in hand, you can not only earn extra income but also create flexible business opportunities. Online earning apps have developed into a diverse ecosystem, ranging from simple task apps to complex financial trading platforms.

The Three Main Types of Online Earning Apps

Currently, the market offers three main models that help users earn money through smartphones:

Task-based Apps - The Fastest Way to Earn Money for Beginners

This is the most accessible form of earning, requiring no initial capital or specialized knowledge. You just need to complete tasks such as answering surveys, watching ads, inviting friends to download the app, or performing small actions. Rewards typically range from 5,000 VND to 100,000 VND depending on the complexity of the task. Although easy, income from this method is relatively modest and time-consuming.

Financial Investment Apps - The Choice for Investors

Modern trading platforms allow you to access a variety of financial products directly on your mobile device. You can deposit savings at banks (with 4-7% annual interest), invest in Vietnamese stocks via reputable stock trading apps, or participate in international asset trading (with potential profits over 10% per year). Each form corresponds to different levels of risk and knowledge requirements.

E-commerce Apps - Opportunities for Small Entrepreneurs

With low startup costs, you can open an online store on popular e-commerce platforms. Each sale you make, you pay a commission to the platform (usually 5-20%). Income depends entirely on your sales ability and market demand for your products.

Comparing the Three Online Earning Models

Top 5 Popular Earning Apps Today

1. International Financial Trading Platforms

To earn quickly and effectively, many choose to invest through international trading platforms. You can access over 100 asset types such as Apple, Tesla stocks, S&P 500 index, cryptocurrencies like Bitcoin, Ethereum, or commodities like crude oil and gold. The advantage of this method is a free demo account with virtual balance, allowing you to practice strategies without risking real money. However, you need basic knowledge of financial markets and risk management.

Basic investment process:

• Download apps supporting iOS and Android
• Select the asset you want to trade (e.g., Bitcoin in 2025)
• Place buy orders when you predict price increases, sell when reaching profit targets
• Close orders to receive profits

2. Vietnamese Stock Trading Apps

If you’re interested in the domestic stock market, apps provided by reputable securities companies (licensed by the Vietnam Securities Commission) are reliable choices. You can invest in major stocks like Vinamilk, Masan, Vingroup. Although leverage is lower than international platforms, this is a safe option for those who want to trade close to the Vietnamese market.

3. Investment Accumulation Apps for Beginners

If you lack deep financial market knowledge, investment accumulation apps are a safe alternative. You just need to deposit money and let professionals manage your portfolio. Returns typically range from 5-15% per year — higher than bank savings but lower than free trading. This offers a good balance between safety and profit.

4. Shopee - Vietnam’s Leading E-commerce Platform

Shopee is currently Vietnam’s largest e-commerce platform with a simple and quick store setup process. The platform frequently runs promotional policies to attract sellers. If you have products to sell, just list, confirm orders, and deliver. This model suits small-scale or additional business owners.

5. Grab - Cashback via Promotional Programs

Besides ride-hailing services, Grab offers cashback promotions. When you complete a certain number of trips within a specified period, you will receive cashback into your e-wallet. For example, completing 5 trips can earn you 20,000-50,000 VND. This is an effective way to maximize value from each service use.

Important Notes When Using Online Earning Apps

The growth of online earning apps also creates opportunities for malicious actors. Common risks include:

• Fake apps: Many unofficial financial platforms impersonate reputable trading platforms to scam users
• Viruses and malware: Some apps install viruses to steal personal information
• Unlicensed companies: Financial organizations operating illegally or without proper licensing

How to Protect Yourself:

• Check if the company has a license from regulatory authorities (such as the Vietnam Securities Commission, ASIC, etc.)
• Read reviews from other users on Google Play or App Store
• Only choose the top 5 market share platforms for stock trading in Vietnam
• Be cautious with task apps from unknown sources
• Do not share personal or banking information with untrusted apps

Conclusion

Everyone owns a smartphone, so why not leverage it to earn extra income instead of just browsing social media? Online earning apps offer three main options: simple tasks (low income), quick and effective financial investments (high returns), or online business with great potential but requiring experience (high risk).

Regardless of your choice, take the time to thoroughly research the app before installing. Verify operational licenses, check community reviews, and learn necessary knowledge. Online earning is truly feasible, but success depends on choosing the right platform and managing risks effectively.