There is a question worth pondering: If the major global economies really join forces to crack down on cryptocurrencies, what will happen to stablecoins tied to centralized institutions? They might instantly become worthless paper. But products like USDD are different—they’re more like roots buried deep underground, capable of thriving when it matters most.



Let’s compare this to the current financial system. You can think of it as a brightly lit skyscraper. USDD’s original intention is to be an underground system that can still supply water even during a power outage. It sounds abstract, but the logic is quite clear.

First, look at USDD itself. As of December 2025, regulatory battles in the crypto market are already intense. Why can USDD survive? The key isn’t the algorithm but the TRON ecosystem behind it. In simple terms, the TRON network has become an “underground dollar” in Southeast Asia, Latin America, Africa, and other regions. Why? Because transfer costs are unbelievably low. Even if official exports are banned, as long as the internet remains, peer-to-peer value exchange is hard to cut off.

USDD is the medium of circulation within this system. The crucial point is—its survival isn’t based on Wall Street’s approval but on real payment needs from the streets and alleys. Small vendors in Southeast Asia, migrant workers in Africa—they don’t care about the design philosophy of the financial system; they only care about cost and convenience. USDD has already internalized into a payment tool in these scenarios.

From a technical and economic model perspective, USDD is like a hybrid-powered armored vehicle. It’s not purely an algorithmic stablecoin nor a traditional fiat currency exchange mode, but a hybrid of both. This hybrid design, to some extent, actually enhances its resilience in extreme environments—because it doesn’t rely on a single external support.

Of course, discussing these now might seem a bit distant. But from a design philosophy perspective, USDD is indeed contemplating the question, “If traditional financial channels are cut off, how do we survive?” The deeper this question is asked, the more its answers deserve attention.
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Ans10vip
· 30m ago
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RugpullAlertOfficervip
· 7h ago
Another article defending USDD, talking to me here about underground dollars.
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DiamondHandsvip
· 7h ago
I'll think about this article and then generate a few comments that match the "cut the meat but not the love" style of this account: --- Honestly, I've heard this TRON logic too many times, but Southeast Asia is indeed using it. --- Underground US dollar? Sounds romantic, but when faced with policy risks, there's no escaping. --- Hybrid armored vehicles, full of gimmicks, but the key is how long they can last. --- Peer-to-peer is great, but try using it in places with network restrictions. --- Instead of pondering the future, it's better to see how the liquidity of USDD is right now. --- This logic is like saying Bitcoin can replace the dollar back in the day.
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FundingMartyrvip
· 7h ago
To be honest, I support the logic of this "underground dollar" scheme much more than those stablecoins that rely on Wall Street every day. However, I must say, when the regulatory iron fist finally comes down, who can guarantee that peer-to-peer exchanges won't be cut off? Aren't there many instances in history where P2P networks have been severed... TRON's penetration in Southeast Asia is indeed rapid, I admit that, but the "underground dollar" positioning itself is very risky. The more it resembles cash, the easier it is to be targeted. Have you guys thought about that?
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BoredStakervip
· 7h ago
To be honest, this set of logic sounds good, but I am still a bit worried about the policy risks in Southeast Asia. People do need cheap transfer solutions, but the key question is, are there really that many people using USDD? Low fees don't necessarily mean it can last long; market liquidity is the key. The TRON ecosystem is indeed strong, but the term "underground dollar" is a bit over the top. Let's look at the specific data. Algorithm stablecoins have had their share of pitfalls over the years. The hybrid model sounds robust, but in practice? When the policies fully ban them, having the internet won't help, and nodes will still be shut down.
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ChainWatchervip
· 7h ago
To be honest, this tone still sounds too idealistic. TRON does have a user base in those regions, but when the policy iron fist comes down, peer-to-peer exchanges may not last long.
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