The Dell family just dropped $6.25 billion into something called Invest America Accounts—basically setting up funds for 25 million kids across the country.

What's interesting here isn't just the amount. It's the method. More wealthy donors are ditching traditional NGOs and finding ways to put money straight into the hands of people they want to help. No middlemen taking cuts, no bureaucratic delays.

This direct-to-beneficiary approach? We're gonna see a lot more of it. People are getting creative about cutting out intermediaries when it comes to moving capital where it matters.