XRPL USAGE SURGES, BUT XRP PRICE FALLS Daily payments on the XRP Ledger have surged to 2.7M, AMM pools have jumped to 27,000, and tokenized asset value is up 35% in the last 30 days. Yet $XRP is still down 26% this year, highlighting a growing gap between network usage and price.

XRP transactions jump 3x year-over-year, but price stays muted XRP transactions jump 3x year-over-year, but price stays muted as daily network activity surges from approximately 1 million to nearly 3 million transactions. The ledger data from XRPScan shows February 2026 posting 1.3 million average daily transactions, up from roughly 800,000 in May 2025. $XRP traded at $1.39 with a 24-hour range of $1.39 to $1.45, posting losses of 2.4% over 24 hours and 39.3% over one year. The disconnect between surging network usage and stagnant price action has drawn attention from analysts who note the growth comes from real-world asset settlement, stablecoins, and institutional payment flows. XRP transactions jump 3x year-over-year The ledger jumped from 1 million to almost 3 million daily transactions in less than a year, the data “surgical” and stating “this isn’t noise, it’s real adoption.” While markets focus on price, the network processes real-world assets, stablecoins, and institutional flows behind the scenes. The identified three major drivers for the transaction growth: real-world assets, tokenized assets, and institutional payment rails. The shift from 1 million to nearly 3 million daily transactions is the kind of growth that usually comes from on-chain financial activity rather than retail speculation. September 2025 posted the lowest activity at approximately 700,000 daily transactions before the surge began. January 2026 reached 1.05 million daily transactions, with February 2026 climbing to 1.3 million. The acceleration occurred while XRP price remained range-bound between $1.30 and $1.50 for most of the period. Price remains muted with 39.3% yearly drop XRP posted gains of 2.0% over seven days, 8.5% over 14 days, and 1.1% over 30 days, showing short-term recovery from recent lows. The one-year performance of -39.3% shows the overall crypto market drawdown following Bitcoin’s October 2025 all-time high and subsequent drop. XRP broke resistance levels but has yet to confirm with a daily candle close, Friday price moves “fake out Fridays.” The first short-term checkpoint sits at $2.36 and is a 70% gain from current levels. #CryptoMarketBouncesBack

Ripple's stablecoin RLUSD has surged to a market capitalization of $1.56 billion, a significant increase from $132 million a year ago, posing a direct challenge to XRP's position as a cross-border payment bridge asset. Ripple is actively promoting RLUSD, which is pegged to the US dollar, emphasizing its stability. Previously, Ripple invested $200 million to acquire payment company RAIL, a move that reduces institutional reliance on XRP liquidity services, which are subject to greater volatility.