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Tether 聯合創始人里夫·柯林斯 (Reeve Collins) 預測,人工智能將徹底改變加密貨幣領域,使錢包像對話一樣直觀易用,就像瀏覽器對互聯網的影響一樣。他認為,人工智能代理將處理複雜的交易,而像那些預計到 2025 年交易額將達到 33 萬億美元的穩定幣,由於其穩定性和可編程性,將成為人工智能驅動支付的默認選擇。柯林斯設想,未來將出現直接獎勵用戶的新型鏈上公司,挑戰傳統的平台模式,而他推出的 STBL 穩定幣協議正是為了支持這一願景。