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Why Your Single Income Stream Is Quietly Killing Your Wealth Building

Here's the uncomfortable truth: 75% of millionaires didn't get rich from one job. Yet most people still put all their financial eggs in one basket — and panic the moment their paycheck gets threatened.
The pandemic made this painfully obvious. When 23 million jobs vanished in May 2020, people
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VanEck's $50K Ethereum Target: Sound Analysis or Fantasy?

Ethereum's 2023 rally shows a 45% increase but still sits 65% below its all-time high. VanEck's ambitious $50,000 prediction for 2030 hinges on transaction fee growth and ecosystem dominance, yet competition and regulatory risks present challenges.
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ETH-0.56%
SOL0.68%
AVAX0.07%
ADA1.75%
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When Expert Advice Backfires: ECB Chief's Son Lost Big on Crypto Despite Mom's Warnings

Christine Lagarde's son lost 60% in crypto despite her warnings against it, illustrating the generational divide in attitudes toward finance. This personal story highlights how younger investors often ignore expert advice, leading to painful lessons.
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BTC0.98%
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# The 90% Real Estate Millionaire Claim? Pure Fiction
You've probably heard it a million times: "90% of millionaires made their fortune in real estate." Sounds convincing, right? Here's the problem—the data completely destroys this narrative.
Let's break it down:
**The Numbers Don't Add Up**
- US has ~23M millionaires (6.7% of population)
- Only 66% of Americans own homes
- Of those, just 8.2% are valued over $1M
- Only 5% of Americans own multiple properties
Even if we *gifted* all million-dollar homes to their owners, that's just 5.3% of the population. Nowhere close to 90%.
**So Where Do M
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**US Futures Flashing Green Ahead of Friday Open**
Wall Street's looking to shake off Thursday's bloodbath. Nasdaq tanked 2.2% (486pts), S&P 500 dumped 1.6% (103pts), Dow slumped 0.8% (387pts) — but futures are telling a different story this morning.
As of 7:45am ET: Dow +292, S&P 500 +31, Nasdaq 100 +97. Dollar strength + commodities weakness (gold, oil both down >1%) setting the tone in Asian trade.
Here's the thing — Asian markets aren't buying the bounce narrative. Shanghai Composite -2.45%, Hang Seng -2.38%, Nikkei -2.40%, ASX 200 hitting 5-month lows at -1.59%. Contagion risk is real.
**
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XPeng's recent actions have left investors unhappy.

XPeng's stock price fell 19.7% after celebrating its Q3 earnings report, mainly due to a significant slowdown in Q4 guidance growth, which has dampened market expectations for the future. Despite significant growth in Q3 performance, ongoing losses and a slowdown in growth have raised concerns among investors.
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How Much Money Do You Actually Need to Be Upper-Middle Class in 2026?

The definition of "upper-middle class" income varies significantly across the U.S., influenced by geography and local costs of living. While general thresholds range between $106,000 to $250,000, factors like housing and inflation complicate these figures.
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Cloudflare's AI Gambit: Why Acquiring Replicate Changes The Game

Cloudflare's acquisition of Replicate enhances AI deployment for developers by integrating a vast model catalog into its global infrastructure, allowing instant deployment without infrastructure challenges. This move positions Cloudflare as a key player in the AI infrastructure market.
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Rocket Lab's financial report surprise: Neutron postponed to 2026, profit dream delayed by another year.

On Monday evening, Rocket Lab ( NASDAQ: RKLB ) released its Q3 earnings report, which looks good on the surface—revenue of $155 million exceeded expectations, and a net loss of only $0.03 was better than expected. But the stock price still fell by 13%. Why?
The problem lies with Neutron. This reusable rocket was originally scheduled for its first flight by the end of 2025, but it has now been officially announced to be postponed to Q1 or Q2 of 2026. This is not a small matter - Neutron is a key product for Rocket Lab's turnaround, and it carries the company's entire profit expectations.
The real impact of the delay on finances
Analysts originally believed that Rocket Lab would achieve its first profit in 2027, provided that it reached a pace of 3-5 launches per year that year. Now that Neutron has been delayed by a year, it means:
- The first launch has been postponed from 2025 to 2026.
-
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Cocoa futures have stopped falling and rebounded, but there is heavy uncertainty on the supply side.
Cocoa futures in New York rose 0.83% today, while the December contracts in London fell 2.06%. The market rebounded from a 1.75-year low, mainly driven by a decline in cocoa shipments from Ivory Coast—between October and mid-November this year, the country's cocoa arrivals totaled 618,000 tons, a year-on-year decrease of 3.7%.
But this rebound may just be fleeting. The long and short factors are in a chaotic battle:
**Negative news accumulation**
- The EU delays the implementation of the "D
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When a Diversified Holding Pulls the Plug: What Compass's Bankruptcy Filing Really Means

Compass Diversified Holdings is restructuring its struggling Lugano subsidiary through Chapter 11 bankruptcy, aiming to unlock asset value while maintaining strong performance in its other eight subsidiaries. CODI is providing financing to support Lugano during this process, which could result in a cleaner balance sheet and continued control over the subsidiary. The market will watch closely to see if this strategy effectively creates value.
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Cotton's having a solid Tuesday morning—up 30-42 points and looking pretty bullish. Futures caught some decent gains yesterday, with Dec contracts closing up 9 points at 61.44. Interesting thing: the USDA just dropped their final crop progress report and US cotton's sitting at 79% complete, slightly lagging the normal 80% pace—that could be keeping some support under prices.
Oil's also doing its part, hitting $58.89 (+83 cents), which usually helps commodity sentiment. Meanwhile, the Cotlook A Index held steady at 74 cents. One thing to watch: the Adjusted World Price got dinged this week, dro
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ZCash (ZEC) Historical Price and Returns Analysis: Should I Buy ZEC Now?

This article reviews ZCash's historical prices and market behaviors since 2016, analyzing potential investor returns during various market phases and addressing whether it is an appropriate time to buy ZCash now.
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What did Daymond John say was the worst advice he ever received? **Looking down on others**.
This guy started FUBU with $40, and now he has a net worth of $350 million. But he candidly said that the worst advice isn’t about money, but about attitude — rich people easily discard useless people. "This is particularly disgusting," he said, "It doesn’t matter how much money you have; what matters is how you treat talent."
What hurts more is his own lesson: **financially illiterate almost went bankrupt 3 times**. "Many of us Black entrepreneurs do not have family wealth to inherit," John admitted,
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Dupixent is making headlines again with its recent approval in the EU. Sanofi and Regeneron jointly announced that this drug has received EU approval for chronic spontaneous urticaria (CSU), making it the first targeted therapy for this indication in the EU in over a decade.
The data is indeed solid: two Phase III clinical trials showed that Dupixent significantly reduces itching and urticaria activity, with the complete response rate at 24 weeks far exceeding that of the placebo group.
Even more impressive are the sales figures—global sales reached 1.147 billion euros in the first nine months
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Don't be fooled by the promise of saving money with EVs.

Although electric vehicles seem cheaper in terms of annual fuel and maintenance costs, the high hidden costs of battery replacement, repair expenses, insurance, and charging station installation make them about $13,000 more expensive than traditional cars over a six-year period. For those on a budget, traditional cars remain a more affordable option.
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The stock of Joby Aviation has become popular, but there are two things to clarify before investing:
**First, be prepared for long-term holding.** Joby's eVTOL aircraft is still in the FAA certification stage. Although it has completed test flights, it is still far from commercial use. The company is currently burning $500 million a year, and even if it gets approved next year, it will take many years to reach the current valuation of $12 billion. Relying on investments and financing from partners like Uber, Toyota, and Nvidia to survive, impatient investors advise you not to get involved.
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Palo Alto Networks Drops $3.35B on Observability Play—Here's Why

Palo Alto Networks acquired Chronosphere for $3.35 billion, enhancing its AI infrastructure capabilities. With Chronosphere's growth in observability and plans to integrate it with AgentiX, Palo Alto aims for real-time issue remediation, reflecting a trend of cybersecurity firms expanding into infrastructure.
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