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# Why Smart Investors Are Quietly Buying Preferred Stocks
Ever heard of preferred dividends? They're like the middle ground between bonds and stocks—boring but safe.
Here's the deal: preferred stock gives you **fixed dividend payments** (usually quarterly) that MUST be paid before common stockholders get a penny. If a company skips payments, it accumulates and they owe you later. That's the cumulative feature.
The math is simple: Par Value × Dividend Rate = Annual Dividend. A $100 share with 5% rate pays $5/year ($1.25 quarterly). No surprises, no volatility.
Why pick this over regular stocks
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The ranking of the world's richest authors has been released: J.K. Rowling tops the list with a net worth of $1 billion, becoming the first author in history to reach $1 billion. James Patterson and Jim Davis rank second and third with $800 million each. Interestingly, bestselling authors can earn so much money—some make between $50 million to $80 million per year from royalties and movie adaptations. James Patterson's more than 140 novels have sold over 425 million copies worldwide, while Danielle Steel has sold over 800 million copies of her more than 180 works. Even cartoonists can
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xAI's $20B Valuation Play: What's Really Going On With Musk's AI Bet

Elon Musk's xAI is in advanced talks to secure $6 billion in funding, raising its valuation to $20 billion shortly after launch. The strategic move comes amid a competitive AI landscape and potential regulatory scrutiny over foreign investment. Musk aims to position xAI as a serious independent player in the AI sector.
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What is the living wage in all 50 states of the U.S. in 2025? Hawaii is the most outrageous.

According to a survey by GOBankingRates, the cost of living varies significantly across different regions in the United States, with a living wage in Hawaii reaching $39/hour, while only $13/hour is needed in Mississippi. The survey indicates that rent and dining are the main expenses, with greater living pressures in coastal cities and technology hubs.
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Want to retire in Latin America? These 7 countries are much cheaper than Mexico.

The cost of living in the U.S. is ridiculously high, and retirement savings may not last for a few years? More and more Americans are choosing to retire in Latin America. Not only are there beaches and tropical climates here, but the key is that money goes further – the same budget barely allows you to get by in the U.S., but in these places you can live with quality.
Ranking of the 7 cheapest countries (from high to low cost-performance ratio):
1. Colombia — Rent $548/month (Single bedroom in Bogotá only $394)
- The cost of living is 1/3 of that in the United States.
- The electricity bill is ridiculously cheap: $32/month (not a typo)
- Monthly expenditure $1000-2000 to satisfy the couple
2. Paraguay — Rent $555/month
- Retirees from the United States are exempt from income tax.
- Medical care and prices are cheap.
- The quality of life ranks high in Latin America
3. Argentina — Rent $576/month, which is 81.8% lower than in the United States.
4. Nicaragua —
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Oil Rally Faces Peace Deal Headwinds
WTI crude up 0.45% today as equity markets surge, signaling renewed confidence in global energy demand. However, gains are capped by growing optimism around a Ukraine peace settlement—potential removal of Russian sanctions could flood markets with extra supply.
The supply picture is already shifting: OPEC flipped from forecasting a 400k bpd deficit to a 500k bpd surplus for Q3, citing stronger US output and ramped OPEC production. Separately, crude stored on stationary tankers hit 114.31M barrels last week—highest in 2.25 years, another bearish signal.
One
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Crypto markets getting hammered right now 📉
BTC down 5.2% to $86.8k after that Thanksgiving crash wiped out the $90k bounce. November was brutal—Bitcoin dropped $18k total and saw major ETF outflows. Ether fell 6% to $2.84k, down 22% for the month. The whole sector lost over $1 trillion from its $4.3T peak.
Weekend liquidations were nasty: $637M in futures positions got crushed as momentum traders unwound. Bitcoin hit an intraday low of $85.7k, extending monthly losses past 21%.
Meanwhile, Tether's having a rough week after S&P downgraded USDT's peg stability, citing weak reserves and outsize
BTC7.41%
XRP7.66%
SOL12.54%
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The Silent Killer Nobody's Talking About: Why Big Tech Is About to Crush Pure-Play Quantum Stocks

Quantum computing stocks surged in 2025, but the real danger lies in tech giants like Amazon and Microsoft partnering with quantum firms. These collaborations threaten the future of pure-play quantum companies, as they face competition from well-funded titans.
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Bitcoin Mining Reality Check: Can You Really Make $20K/Year?

Mining cryptocurrency can be profitable but requires significant investment in hardware, software, and careful management of costs. Factors like electricity costs, Bitcoin price volatility, and mining difficulty impact profitability. Strategies include selling monthly or holding long-term, but risks from regulations and competition persist.
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BTC7.41%
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Spot vs Futures: Why are investors willing to spend more money to buy future commodities?

Contango refers to the situation where the spot price is lower than the futures price, typically reflecting a bullish market sentiment. The main reasons include inflation expectations, supply chain risks, storage costs, and market uncertainties. Investors can profit by trading futures and locking in costs, but contango is not permanent and requires careful response to market changes.
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The Lesson Amazon Taught Me (And Why I'm Loading Up on This Healthcare Stock)

Remember when I sold Amazon during the Fire Phone disaster in 2014? Peak move. Stock tripled afterward—I was right about the product being trash, dead wrong about the company.
The real lesson: Don't bet against founder-led companies just because one idea bombs. Bezos kept swinging—AWS, Prime,
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Why AMC Stock Still Doesn't Make the Cut

Despite AMC's CEO's optimism about a box office recovery and future growth, the theater industry continues to struggle post-COVID. The shift to streaming and at-home viewing habits have led to significant revenue declines, with AMC failing to post a net profit since the pandemic began.
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# Why Buffett Can't Stop Loading Up on Domino's Despite the Market Chaos
While Berkshire Hathaway has been aggressively dumping stocks lately, one name keeps showing up on the buy list: **Domino's Pizza (DPZ)**. Buffett's been stacking shares since Q3 2024, every single quarter after that.
Why? The old man's playbook is predictable—strong brand, recurring revenue through franchising, and the franchisor model keeps printing cash. Pizza's a global thing, margins are fat, and the business scales like crazy. Domino's has 21,750+ stores now but McDonald's sits at 44,000+, so there's still room to
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# Lithium Supply Chain Gets Shakeup: Australian Miner Tests Digital Auction Model
Liontown Resources just pulled off something interesting—its first-ever digital spot sale for spodumene concentrate, and it's getting attention across the mining world.
Here's what went down: The company auctioned off 10,000 wet metric tonnes of spodumene concentrate from its Kathleen Valley operation in Western Australia. Over 50 buyers from nine countries showed up to bid, which is actually pretty significant for a commodities market that's traditionally opaque and relationship-driven.
**The Numbers:**
Winning
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Peter Lynch's legendary P/E/Growth screening model just flagged **MAXIMUS INC (MMS)** with a 91% buy signal - up from 0%. Here's what triggered it:
MMS is a mid-cap government services play (runs health & welfare programs for US federal/state agencies). The model lit up because:
- PEG ratio: ✓ passes (reasonable valuation vs growth)
- EPS trend: ✓ passes
- Debt/equity: ✓ solid balance sheet
- Free cash flow: neutral
- Net cash: neutral
A 90%+ score means Lynch's algo sees strong edge here. The strategy hunts for reasonably priced growth stocks with fortress balance sheets - MMS checks those bo
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Buffett's Hidden ETF Plays: What His Secret Portfolio Reveals

Buffett's "shadow portfolio" via NEAM is notably invested in three ETFs: SPY (13.1%), IEFA (4.2%), and VYM (4%). While SPY thrives from the AI boom, potential tariffs may impact IEFA, but all are considered stable long-term holdings.
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AI is quietly transforming the financial sector, and you haven't noticed yet.

Financial institutions face challenges in big data processing, but the introduction of AI has changed the situation. The applications of AI in the financial sector include fraud detection, precision marketing, and back-office operations, significantly enhancing efficiency and effectiveness. With an increasing number of companies planning to invest more in AI, the future development potential of financial AI is enormous.
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Germany's Economic Slowdown Spooks Markets: DAX Tumbles on PMI Miss

The German stock market faced a significant drop of 0.88% due to disappointing PMI data that highlighted a cooling economy. Key sectors like manufacturing and services showed weaker-than-expected performance, leading to declines in major industrial stocks. Analysts warn against hopes for a quick recovery.
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