Recently, there has been a lot of discussion about XRP, so I decided to整理一下核心逻辑.
Catalyst accumulation
The regulatory winds have changed. The new SEC chairman is crypto-friendly, which is in stark contrast to the stern attitude of the predecessor. Especially with the cancellation of the SAB 121 rule (which previously restricted financial institutions from providing crypto custody services), this is seen as a major positive for institutional entry.
The Ripple ecosystem is expanding. Ripple recently launched its own stablecoin RLUSD, and although it has not significantly boosted XRP trading volume yet, theoretically, every transaction of the stablecoin requires XRP to pay the transaction fees.
The spot XRP ETF is coming. The SEC is expected to make decisions on 6 spot XRP ETFs in mid to late October, with one more in November. According to industry consensus, the approval probability is very high. Referring to the Bitcoin spot ETF approved last January, BTC rose by 165%, and XRP has a similar expectation.

Most mutual funds underperform compared to the S&P 500, with 86% failing since 2012. High fees and inconsistent returns diminish value. Alternative options like ETFs offer lower costs and better performance. Investing in mutual funds requires careful evaluation of fees and risk.

Many people think that carbon emissions refer to CO2, but that's not correct. When companies prepare ESG reports, they use CO2e. What’s the difference between the two?
Simply put
CO2: just carbon dioxide, with a global warming potential value of 1 (baseline value)
CO2e: Carbon dioxide equivalent, converting all greenhouse gases into the effect of CO2, including:
- Methane (GWP≈25, 25 times more powerful than CO2)
- Dinitrogen oxide
- Hydrofluorocarbon
- Perfluorocarbon
- Sulfur Hexafluoride
Why do companies use CO2e?
Because these gases have different warming abilities. Methane has a warming effect 25 times greater than CO2 over a 100-year period, and nitrous oxide is even more exaggerated. If you only look at CO2, you can't see the true climate impact.
Using CO2e as a unified metric allows companies to:
- Identify the largest sources of emissions
- Targeted emission reduction (such as optimizing cold chain or waste management)
- and

A total of 3,311 billionaires worldwide control $11.8 trillion in wealth, of which 60.8% is achieved through entrepreneurship. 87% are male, with an average age of 66. The path to success includes founding companies, participating in mergers and acquisitions, entering high-growth industries, and investing in real estate. The key lies in creating value and holding patiently.

If you're trading options and still don't understand Delta, you're basically flying blind. Here's the thing – Delta is literally telling you how much money you'll make (or lose) when the stock moves $1. Sounds simple? It is. But most traders miss it.
The Basics: What's Delta Really Doing?
Think o

The 2021 GameStop trading controversy was less about market manipulation and more about clearinghouses like the DTCC managing counterparty risk. Robinhood limited trades due to enormous collateral demands, highlighting that clearinghouses protect the market from systemic collapse.

Short selling, often misunderstood, is primarily conducted by market makers and arbitrageurs, not hedge funds. Data shows it stabilizes markets, improves liquidity, and enhances price accuracy. Regulatory measures ensure its integrity, debunking the myth of shorts as market villains.

Teladoc Health (TDOC) just locked in a major move — partnering with TytoCare to beam clinical-grade remote diagnostics into people's homes starting 2026. The tech? FDA-cleared AI that can read lung sounds, check your heart rhythm, throat, ear and skin without leaving your couch.
Here's what makes t

Ondas Holdings invested $35 million in Performance Drone Works to enhance production and autonomy of combat drones amidst rising demand and geopolitical needs. While they position themselves for U.S. defense innovation, competition from firms like Draganfly and Red Cat Holdings poses challenges. High valuations raise concerns about execution risks.

The vanadium market faces conflicting forces: explosive growth in renewable energy storage versus a struggling construction sector in China. Demand is shifting towards vanadium redox flow batteries (VRFB), predominantly in China, while supply constraints and geopolitical changes reshape the landscape. Predictions for price recovery exist, but the path requires patience amid ongoing volatility.

SuperX AI Technology (SUPX) has gained 771% year-to-date by providing efficient AI infrastructure solutions. However, its financials show tiny revenue, cash losses, and a high valuation, presenting a high-risk, high-reward investment opportunity.