Young rich have turned their route to crypto.

Source: BTCHaber Original Title: Young wealthy people have turned their route to crypto Original Link: A new study conducted with 500 investors aged 18-40 in the USA revealed that crypto assets have ceased to be an “alternative” for high-income young investors and have become a fundamental component of their portfolios.

A study conducted in collaboration between the blockchain company ZeroHash and the research firm Centiment in the third quarter of 2025 showed that 61% of participants hold cryptocurrencies and that demand for this asset class is expected to increase further over the next 12 months.

The place of cryptocurrency in portfolios is solidifying

Research results showed that crypto assets are competing in the same league as traditional asset classes like real estate and stocks among young and wealthy U.S. investors. 71% of investors holding crypto stated that they allocate 5 to 20% of their portfolios to digital assets. 44% of the high-net-worth young demographic participating in the study indicated that they hold crypto.

Another noteworthy finding in the report is that even investors who currently do not hold crypto show strong demand. The majority of participants who took part in the survey and do not have a financial advisor indicated that they would consider opening an account or giving it serious thought if crypto services were offered.

The Heavy Cost of Consultants' Crypto Ignorance

One of the most striking findings of the research is that 76% of investors manage their crypto assets independently, that is, without financial advisors. Only 24% hold their crypto assets through advisors. However, according to the report, this “advisor access gap” has serious consequences: 35% of participants have already diverted their funds elsewhere because their advisors do not offer crypto. This rate has risen to 51% among high net worth investors.

The size of asset outflows is also daunting: 34% of investors carrying money have shifted between $250,000 and $500,000, while 21.8% have moved between $500,000 and $1 million. 64% of the investors participating in the survey stated that they would stay longer or carry more assets if their advisors offered cryptocurrencies.

On the other hand, according to the report, it was stated that the entry of some institutional giants into the crypto space has increased the confidence among investors.

Bitcoin is not enough, seeking a more diversified portfolio

The report showed that investors are not satisfied with a menu consisting solely of Bitcoin and Ethereum. Ninety-two percent of participants said that access to a broader range of digital assets is important. One in five investors is already focusing on alternative assets such as Solana (SOL), Dogecoin (DOGE), and USD Coin (USDC), but high-net-worth investors are in search of more diversified portfolios.

Expectations regarding security and transparency are also clear: 63% of investors stated that cryptocurrencies should be treated on par with traditional assets, while 50% indicated a desire for insured custody services. Regarding risk management, about 70% of investors expressed concerns about money laundering and cybersecurity, while independent audits ( ranked as the most important assurance at 56), transparent reporting ( at 54), and regulated custodians ( at 54).

Wealth transfer and crypto

The research reminded that in the coming decades, the vast wealth held by the Silent Generation and Boomers will pass to younger investors. According to the report, cryptocurrency will find its place at the center of wealth creation in this wealth transfer.