U.S. House members are pushing back hard against what they're calling "Choke Point 2.0" – basically the government's alleged backdoor attempt to freeze crypto businesses out of banking services. Lawmakers have now put their complaints in writing, detailing how federal agencies have been pressuring banks to cut ties with digital asset companies without transparent legal reasoning. This isn't just regulatory oversight anymore; critics argue it's become systematic financial de-platforming. The debate highlights ongoing tension between Washington's regulatory apparatus and the crypto sector, with House representatives demanding clearer rules instead of shadow policies. As the crypto industry gains mainstream traction, these banking access battles could shape whether innovation thrives or gets strangled by opaque administrative actions.