Buffett's $300B Cash Pile: Smart Move or Red Flag?

Buffett just dumped $15.5B from Apple and Bank of America while sitting on a record $382B in cash — roughly 30% of Berkshire’s market cap. Wild move for a guy who’s always preached against market timing, right?

Here’s the thing though: he’s not timing the market, he’s just refusing to overpay. When assets are expensive, Buffett stays put. When deals appear, he strikes (like his recent Chubb buys). It’s actually pretty disciplined.

The message is subtle but clear — stocks are pricey right now, and he’d rather wait than force it. Not exactly panic-selling, but it’s definitely cautious.

So what’s the play for regular investors? Don’t obsess over timing, but don’t chase overvalued assets either. If you’re finding good deals and have a long enough horizon, keep investing. If not, holding more cash than usual isn’t the worst strategy. Buffett’s essentially saying: patience beats FOMO every single time.